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Kentucky Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law, Collections, Communications Law and Small Claims for Kentucky on
Q: Can a debt collector or original creditor still try to sue you if the loan was already cancelled as a part of a lawsuit?

I was contacted by a company on Monday 10/18/2021 called "Assurance Legal Proceedings" via phone stating that they are filing a claim against me in my county for attempt to defraud a loan company. They also said that they have contracted a location service to find me and serve me with... Read more »

Timothy Denison
Timothy Denison answered on Oct 21, 2021

Yes. You are being scammed.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Is it legal for a dealership to ask for a down payment
Timothy Denison
Timothy Denison answered on Oct 3, 2021

Absolutely.

1 Answer | Asked in Consumer Law for Kentucky on
Q: can I do anything about a satellite installation technician urinating on my workshop as well as chicken coop

I had a technician from a satellite installation company come out to install a satellite and he proceeded to relieve himself on the side of my husband's workshop and my chicken coop (they sit caddy-cornered to each other). I own a surveillance system that records audio and video. There was a... Read more »

Timothy Denison
Timothy Denison answered on Sep 14, 2021

Report it to his employer.

1 Answer | Asked in Consumer Law, Civil Litigation and Collections for Kentucky on
Q: I am in KY and I just received a call saying, I am being taken to court for a bank that I opened back in 2009.

the account was supposedly sent to collections in 2015 but I do not recall ever seeing this on my credit report. its now 2021 can they win a judgement? Is there not any statue of limitations for this? and why was it never on my credit report?

Timothy Denison
Timothy Denison answered on Aug 31, 2021

Yes.

1 Answer | Asked in Consumer Law, Products Liability and Lemon Law for Kentucky on
Q: I bought Jeep Liberty 2020 as is no warranty Day I drive home overheated needed new coolant tank.

I bought the vehicle Dec 2020

Then Flat tire : had to replace all 4

One week ago both ball joints fell out

Radiator busted

And needed all brakes replaced

Bill$2300

Yesterday Transmission out

I still owe the dealership $2500 for the... Read more »

Timothy Denison
Timothy Denison answered on Aug 24, 2021

What is your question?

1 Answer | Asked in Consumer Law and Small Claims for Kentucky on
Q: Took car to get worked on, the shop let it get towed, now it's been junked from impound lot. Like to take legal action.

Have the owner on video saying he'd get it or multiple times and he never did, now he wants to make payments to me but I don't believe him.

Timothy Denison
Timothy Denison answered on Aug 5, 2021

You’ll need to file suit against the shop snd owner.

1 Answer | Asked in Consumer Law and Products Liability for Kentucky on
Q: In the state of Kentucky, how many days does a purchaser have after taking vehicle into their name on title?

The vehicle has been driven since December 2020 but registration and tax bills have come to us after having car for over 7 months.

Timothy Denison
Timothy Denison answered on Jul 12, 2021

Ten days.

1 Answer | Asked in Consumer Law and Real Estate Law for Kentucky on
Q: Are you entitled to a copy of something that you signed even if there is no date for a move-in date on it

They told her because it was not dated that she could not get a copy of it. Second part is they told her she could not move out even though her lease is up on 10 June she cannot move out until the new apartment is ready for her to move in meaning if it’s ready on the 15th she hast to stay there... Read more »

Timothy Denison
Timothy Denison answered on May 25, 2021

Yes. You are entitled to a copy.

1 Answer | Asked in Consumer Law for Kentucky on
Q: I have one of those pagers is there a settlement go in on with them
Timothy Denison
Timothy Denison answered on May 24, 2021

Does not appear to be a settlement page, no.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Is there a settlement case for adbeep pagers
Timothy Denison
Timothy Denison answered on May 24, 2021

No.

1 Answer | Asked in Consumer Law and Small Claims for Kentucky on
Q: Company broke our fence and will not repair to original state. What do I do?

Hired a mowing company who broke our fence. Someone came to assess and only offered to place plywood over broken part which will effect resale value of home and not properly fix the issue. The other option is we repair the entire fence to our liking and to match, and they comp us for the $68... Read more »

Timothy Denison
Timothy Denison answered on May 18, 2021

File a civil suit against the fence company.

2 Answers | Asked in Consumer Law, Criminal Law and Small Claims for Kentucky on
Q: Puppy purchased from a breeder in Ky -said it was a specific mix of breeds, DNA test showed otherwise. Is that fraud?
Leland Hulbert
Leland Hulbert answered on May 4, 2021

It depends on what was promised.what the breeder knew and how reliable the DNA test is? If the breeder knowingly misled you and sold you something he knew to be false then that could be a case for fraud.

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1 Answer | Asked in Consumer Law for Kentucky on
Q: Question about consumer laws

I dropped my mower off for a tune up and oil change including hydrostatic system. The price was quoted $180-$200 depending on the mower. Later that day the guy calls with a list of things that need to be replaced. I asked specifically okay if you replaced everything you think is wrong, worst... Read more »

Timothy Denison
Timothy Denison answered on Apr 11, 2021

Pay the Bill, get the itemized receipt, ask for all the old parts to be given to you, then sue him for fraud when he can’t produce them and they don’t match up with the bill.

1 Answer | Asked in Consumer Law, Criminal Law, Animal / Dog Law and Lemon Law for Kentucky on
Q: Breeder wants to sue me or take kitten back to be put to sleep

I bout a sick kitten from a breeder 3 months ago. Have spent over $1000 in vet costs. Tried to work it out with breeder but she only wanted me to swap my sick cat for another sick cat. Became hostile and blocked me. I disputed what I paid for the cat with my financial institution and won now... Read more »

Timothy Denison
Timothy Denison answered on Mar 31, 2021

Don’t give her a dime back snd if she sues you, you can counterclaim and win. She has committed a continuing breach snd her liability continues to increase.

1 Answer | Asked in Consumer Law, Products Liability and Small Claims for Kentucky on
Q: Hi - I recently purchased a used zero turn lawn mower. The seller lied about the year of the mower in a text.

I recently purchased a used zero turn lawn mower that was listed on Facebook marketplace for $2750. The seller texted and told me that the mower was only 5 -6 years old via text which i have saved. After purchasing I reached out to the manufacturer and they told me it was 17 years old. I tried to... Read more »

Timothy Denison
Timothy Denison answered on Mar 22, 2021

Sue him for fraud. You relied on his representation which was patently false.

1 Answer | Asked in Consumer Law for Kentucky on
Q: I purchased a vehicle in July 2020 I have yet to get my title what can I do

The lot owner just gives me excuses as to why he can’t get it I am at a loss as what to do or where to go

Timothy Denison
Timothy Denison answered on Mar 10, 2021

Hire a lawyer and sue them for fraud and conevetsion.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Can a loan company just go in your bank acct. And do whatever they want without prrmission

They took four hundred eighty bucks ovrrdrew my acct.

Timothy Denison
Timothy Denison answered on Mar 4, 2021

Not without authorization, no.

1 Answer | Asked in Consumer Law, Criminal Law, Health Care Law and Medical Malpractice for Kentucky on
Q: Tier 1 hospital billing as tier 2

I am a baptist health employee, I have the premier health plan through baptist which I pay the premium on. I am having surgery at this hospital, which is baptist owned. I was called with my estimate, it is double my tier 1 out of pocket max. After contacting the insurance company, I found out that... Read more »

Leland Hulbert
Leland Hulbert answered on Jan 17, 2021

I don’t immediately see any criminal law issues for your question. That sounds like a health insurance billing issue. You could try contacting someone with the Department of insurance In your home state.

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