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Kentucky Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law for Kentucky on
Q: I bought a car at a buy here pay her car lot a part on the car broke down the buy here pay here car lot said they would

It so I left it with them they had it for 2 months I just got it back today and the whole inside of the car is covered in terrible mold it wasn't like that before the car lot left it in the rain what can I do

James L. Arrasmith
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answered on Feb 2, 2024

Facing a situation where your car was left with a buy here pay here car lot, and it returned with mold inside due to being left in the rain is frustrating. Firstly, document the condition of the car before you left it with them, if possible. This will help establish the contrast in the car's... View More

1 Answer | Asked in Consumer Law for Kentucky on
Q: Police impounded my car and arrested me. Grand jury did not indict. Do I have to pay tow an storage to get car back

I was arrested on Feb.21,2023. Ispent 12 days in jail an I could not pay the amount when I was released. I received notice of No true bill by Grand Jury 9 months later on Nov. 30 2023. The police said that a private tow service got it but that they called them upon my arrest. Vehicle was parked... View More

James L. Arrasmith
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answered on Feb 2, 2024

If you were arrested, spent time in jail, and your car was impounded, but the grand jury did not indict you, you may have a valid claim to retrieve your vehicle without having to pay for towing and storage fees. Start by obtaining all documentation related to your arrest, release, and the no true... View More

2 Answers | Asked in Consumer Law and Contracts for Kentucky on
Q: Buy here pay here car lot caused rain damaged to my vehicle whole they were repairing it

It so I left it with them they had it for 2 months I just got it back today and the whole inside of the car is covered in terrible mold it wasn't like that before the car lot left it in the rain what can I do

T. Augustus Claus
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answered on Feb 1, 2024

If a buy here pay here car lot caused rain damage to your vehicle while repairing it, resulting in mold inside the car, you may have legal options to address the situation. First, document the damage by taking photographs and collecting any relevant evidence, such as repair invoices or... View More

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2 Answers | Asked in Consumer Law and Contracts for Kentucky on
Q: Buy here pay here car lot caused rain damaged to my vehicle whole they were repairing it

It so I left it with them they had it for 2 months I just got it back today and the whole inside of the car is covered in terrible mold it wasn't like that before the car lot left it in the rain what can I do

James L. Arrasmith
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answered on Feb 2, 2024

Facing a situation where your car was left with a buy here pay here car lot, and it returned with mold inside due to being left in the rain is frustrating. Firstly, document the condition of the car before you left it with them, if possible. This will help establish the contrast in the car's... View More

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1 Answer | Asked in Consumer Law for Kentucky on
Q: Do I have to pay auto dealership service dept?

Hit a deer in my 2014 nissan maxima. My car cut off upon impact. Had car towed to a nissan dealership to have diagnostics ran on it. They said it needed new ECM, oilpan replaced due to hole bein in it, and needed frt brakes done. Cost was gonna be $3700.00. I told em to put new ECM on, and oilpan.... View More

James L. Arrasmith
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answered on Nov 17, 2023

In your situation, you are generally obligated to pay for the services and parts provided by the auto dealership's service department. This includes the new ECM and oil pan they installed, as per your agreement. However, since the car is still not running despite these repairs, it's... View More

1 Answer | Asked in Consumer Law and Contracts for Kentucky on
Q: Home security company never installed cameras but has been charging me monthly fees for 5-6 years. What can I do?

Just needing a little guidance on whether I have a lawsuit, I used fluent security company to install security cameras and sensors in my house. This was about 5-6 years ago. Well they never installed the cameras and I have been paying for their service for 5-6 years but have never used their... View More

James L. Arrasmith
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answered on Nov 9, 2023

If a home security company has failed to install cameras as per the agreement and has been charging you for non-rendered services, you may have grounds to dispute the charges and potentially seek reimbursement. It would be advisable to review the terms of your contract with the company and collect... View More

2 Answers | Asked in Consumer Law and Small Claims for Kentucky on
Q: I purchased a used 1999 Ford truck from private party in Kentucky. Although they said it would “make it “ the 3 1/2 hour

Fraudulent listing on marketplace fraudulent mileage. Nothing works, states 1 owner. I’m the 10 th!! Mileage is less than in 2016. Frame is full of holes and rust. I’ve driven it 6 miles. I’m 64 and on a fixed income and boy am I stupid!! I’m out 2k for the truck $700 for uhaul , hotel... View More

Leland Hulbert
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Leland Hulbert
answered on Jan 19, 2023

You should be able to sue him in small claims court in the county where the transaction took place. Save all your records and communications with him. You can hire a lawyer, but that may end up costing you more than the car is worth. They have small claims packets at the courthouse so you can file... View More

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1 Answer | Asked in Criminal Law, Consumer Law, Civil Rights and Public Benefits for Kentucky on
Q: how would i go about filing criminal charges against ky. dcbs ensuring claims made against dcbs are fully investigated

how would i go about filing criminal charges against ky. dcbs office in such a way as to ensure that any claims made against that dcbs office are actually investigated as they should be and not just ignored or swept under the rug or tried to be turned into anything other than the actual criminal... View More

James L. Arrasmith
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answered on Feb 24, 2024

To initiate a process against the Kentucky Department of Community Based Services (DCBS) for alleged criminal violations, including potential civil rights violations under "color of law," you would typically start by documenting all relevant incidents, including dates, times, and... View More

1 Answer | Asked in Criminal Law, Consumer Law, Civil Rights and Constitutional Law for Kentucky on
Q: how would i go about filing criminal charges against ky. dcbs ensuring claims made against dcbs are fully investigated

how would i go about filing criminal charges against ky. dcbs office in such a way as to ensure that any claims made against that dcbs office are actually investigated as they should be and not just ignored or swept under the rug or tried to be turned into anything other than the actual criminal... View More

James L. Arrasmith
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answered on Feb 24, 2024

To pursue criminal charges against the Kentucky Department for Community Based Services (DCBS), you should start by gathering any evidence or documentation related to the alleged misconduct. This could include emails, letters, or records of interactions with DCBS officials. Additionally, it's... View More

1 Answer | Asked in Criminal Law, Consumer Law, Civil Rights and Constitutional Law for Kentucky on
Q: how would i go about filing criminal charges against ky. dcbs ensuring claims made against dcbs are fully investigated

how would i go about filing criminal charges against ky. dcbs office in such a way as to ensure that any claims made against that dcbs office are actually investigated as they should be and not just ignored or swept under the rug or tried to be turned into anything other than the actual criminal... View More

James L. Arrasmith
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answered on Feb 24, 2024

To pursue criminal charges against the Kentucky Department for Community Based Services (DCBS), you should start by gathering any evidence or documentation related to the alleged misconduct. This could include emails, letters, or records of interactions with DCBS officials. Additionally, it's... View More

1 Answer | Asked in Consumer Law, Contracts and Small Claims for Kentucky on
Q: How do I deal with a contractor who has not completed repairs after 6 mos. and will no answer phone?

We had significant hail damage in June. Our contractor completed all tasks except replacing our gutters. He will not answer phone calls or texts. What are my options?

Timothy Denison
Timothy Denison
answered on Dec 27, 2023

Hire an attorney and sue him for breach of contract.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Ok , I have a 2016 Kea soul ok there was a recall on it well I tried to get fixed an they said no it was to late .

I received a debit card from Kea that I was approved for up 35000 ok they wouldn't let me trade in but I was eligible for 2023 Kea forta . Well I'm still paying for the 2016 Kea soul. They told me to forget the soul they would come after it when ever. I draw disability of 934 00 a... View More

Timothy Denison
Timothy Denison
answered on Dec 13, 2023

Much more factual information is needed to determine whether you have any cause of action. From the information above, it is impossible to say.

1 Answer | Asked in Consumer Law, Small Claims, Contracts and Collections for Kentucky on
Q: MCM (debt Coll.) trying to sue me for over a yr. they want a bench trial, what are my next steps?

KY Attorneys Only: *cannot afford attorney, SAHM* MCM has been trying to sue me for cc debt for over a yr. I answered the summons, and everything else like I’m supposed to and never heard back for almost a year. My circuit court sent me a notice to dismiss due to MCM lack of prosecution in a... View More

Barry W. Kaufman
Barry W. Kaufman
answered on Nov 30, 2023

There are people in your town who know what to do. Lawyers. Hire one, because no amount of internet questions and answers is going to get you to the level of knowledge you will need to successfully represent yourself at trial.

1 Answer | Asked in Consumer Law, Probate and Wrongful Death for Kentucky on
Q: I am the only blood child what are my rights

Being the only child can i stop the executor of my father’s estate until i can get an investigation on his death? His ex wife’s son is executor of his estate the police went out to check on his home for me and they was there emptying the home and he had not been in the ground 30 minutes. I was... View More

Timothy Denison
Timothy Denison
answered on Nov 5, 2023

You need to hire a lawyer, open probate, get appointed and then open your own investigation into his death. This could be time consuming and costly, however, with guarantee as to any results.

1 Answer | Asked in Consumer Law, Contracts and Construction Law for Kentucky on
Q: What type attorney represents homeowner with property damage from contractors negligence. Damage exceed KY small claims

Hired a 5 star "thumbtack" recommended company to install hardwood floor/paint paying $30k cash. Won't provide copy IRS Form 8300 or the flooring style so I can hire someone to correct mistakes. Contract charged for disposal of old flooring which I disposed of. Wood cut inside home... View More

Timothy Denison
Timothy Denison
answered on Oct 29, 2023

You need a construction or building attorney. A Cosper protection rights attorney would also be helpful.

1 Answer | Asked in Consumer Law for Kentucky on
Q: A year has gone by from when I put my car in the shop They never called me I called him cinstantly They never returned

They marked my car as abandoned. I found it I told him I wanted it back to undo anything they've done to. Now. They say oh, without standing bill. Do I have to pay it?

Timothy Denison
Timothy Denison
answered on Sep 29, 2023

No. Take a criminal

Complaint for fraud.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Parts repair done at dealership 7 mos later same part is needing to be replaced should I have to pay again

The dealership replaced solenoid on my car in January it is having to be replaced again only 7 months later. Is there a lemon law for vehicle repair? If so is the dealership responsible for the repair/labor cost this time? Thank you

Timothy Denison
Timothy Denison
answered on Aug 13, 2023

They should replace the part with no cost. Whether the labor is included varies from place to place.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Can a business legally check your credit without a social and without consent?

The company only asked for the name and birthdate of the “homeowner” saying they only needed that information to verify they actually own the home. Then a credit check notice was received. How is that even possible? Thank you in advance for any help in the matter.

Timothy Denison
Timothy Denison
answered on Jul 25, 2023

No. They cannot run your credit without your express permission.

1 Answer | Asked in Consumer Law, Contracts and Criminal Law for Kentucky on
Q: What are the laws for disclosing pending criminal charges against seller?

During the buying process, I began to do a little research. I discovered that the one half of the selling coke was in jail pending trial for inappropriate conduct at the residence with several young grandchildren. They even had a “play house” in the back yard that we looked at.

The... View More

Timothy Denison
Timothy Denison
answered on Jun 18, 2023

There are none unless it involves fraud or misrepresentation of the sale property. The criminal History of a buyer or seller is rarely germane to the sale of property.

1 Answer | Asked in Consumer Law, Products Liability and Business Law for Kentucky on
Q: Car dealership did not do the work stated and didn't hook up my turbo when they were to replace engine dt recall.

Recall on motors from hyundai.. mine blew up on the way to work with no prior lights, indication on computer of any issues. Oxmoor hyundai was to replace engine (fully under 100% warranty ) Had a rattle that it never had prior. I took it there the 1st time after replacing within 400 miles bc light... View More

Timothy Denison
Timothy Denison
answered on Jun 14, 2023

You need to consult a civil attorney to evaluate your claims. You may have a consumer protection claim against the seller.

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