Woodland Hills, CA asked in Contracts, Foreclosure and Real Estate Law for California

Q: What makes a loan document void

1 Lawyer Answer
Rogelio (Rod) B. Tuazon
Rogelio (Rod) B. Tuazon
  • Foreclosure Defense Lawyer
  • Ventura, CA

A: This is quite a broad question to answer. If you have specifics, it would be easier to identify if the loan may be void or voidable.

There are several ways to challenge the validity of a loan. If there are missing terms, such as the number of years to pay or the interest rate the lender charges, the note may become invalid. If there are missing or incomplete signatures, there is no loan contract. If there are unconscionable or unclear clauses, the note may be subject to a challenge. If the lender cannot provide an original copy, it may also be subject to a challenge of its genuineness or validity.

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