Q: How did my adult son, who I have financial guardianship, with no job and no savings take out a $43000 car loan withoutme
I'm so sorry to hear about this; fortunately and unfortunately, it sounds like your son is high functioning to the point he wants to drive his own car but doesn't have the capacity to understand what a car loan entails. In adult guardianships in Illinois, this is somewhat common. I've handled a few of these (gotten contracts voided) and while it's not always pleasant, it's very do-able.
I wish you and your son the absolute best, and I do think you'll likely need an attorney to assist.
Nina Whitehurst agrees with this answer
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