Q: Do I need to give a recorded statement to my insurance provider for a recent car accident?
Recently I was involved in a car accident. My insurance won't cover any damages (not part of my insurance) nor was I injured at the scene. My car is probably totaled so as of now I have considered it a loss and am moving past that.
However my insurance is asking me for a recorded statement. As I hit the other vehicle from behind I assume I will retain most of the liability for this. My concern is that the other vehicle stopped very suddenly and acted suspicious when I approached them to make sure everyone was ok. For example the man asked me to call the police for him. He was with a woman I was later told was his wife. I work in low income housing and regularly make emergency personnel calls so I thought I could handle it well. In retrospect I feel their behavior was suspicious.
Edit: Insurance will not cover damages to MY car (not on my insurance) nor do I need injury insurance.
A:
you have an obligation to cooperate with your insurance......if not they arguably would have no obligation to defend you.
however, I don't understand why they won't cover it if you rear-ended someone.
something is missing.
you should set up a free consultation with a local PI lawyer
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
