Q: Do I have to pay for a ambulance trip if the city services never filed a claim with my insurance company?
Sued by a local city in Michigan for an Ambulance trip. That was never billed to insurance. But billed to my insurance on many other trips before and after this one. Was told that the time period to submit passed and I owed them, even though they never filed a claim to begin with. Even though they had my insurance information before and after this event because I had to be rushed to the hospital on multiple occasions within this city. (Out of network, but all other trips that were submitted to insurance were paid for, before and after this event)
A: A Michigan attorney could advise best, but your question remains open for two weeks. Until you're able to discuss with a local attorney so far as state-specific provisions go, in general, the provider has an obligation to submit bills to the insurance carrier on time. The patient has an obligation to give provider complete and accurate insurance information to enable them to do this. The timeline isn't mentioned in the post, but if too much time has not elapsed, one option is to ask them if they could resubmit bills. But if the matter has made its way into suit, considerable time may have already passed, and that would mean you'll need to respond to the suit, either on your own or with a local attorney. Good luck
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