Q: Under California insurance law how long does the insurance company have to settle a claim? What article # is this law?
Trying to find the article number if it is a real law.
If you are talking about an insurance company for another person who might be liable to you for damages caused by an accident, the insurer can dispute its insured's liability, and the extent of the damages, until there is a settlement or a final judgment.
If you are talking about your own insurer, it can reasonably dispute its obligation to you, within the constraints of the Fair Claims Settlement Practices Act, and the regulations promulgated thereunder, until such time that the claim is settled, or you have obtained a final judgment against it. 10 CCR 2695.7.
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