Corona, CA asked in Insurance Bad Faith, Products Liability and Car Accidents for California

Q: Under California insurance law how long does the insurance company have to settle a claim? What article # is this law?

Trying to find the article number if it is a real law.

2 Lawyer Answers
William John Light
William John Light
Answered
  • Personal Injury Lawyer
  • Riverside, CA
  • Licensed in California

A: If you are talking about an insurance company for another person who might be liable to you for damages caused by an accident, the insurer can dispute its insured's liability, and the extent of the damages, until there is a settlement or a final judgment.

If you are talking about your own insurer, it can reasonably dispute its obligation to you, within the constraints of the Fair Claims Settlement Practices Act, and the regulations promulgated thereunder, until such time that the claim is settled, or you have obtained a final judgment against it. 10 CCR 2695.7.

govt.westlaw.com/calregs/Document/IE642F9A05C2F11EC9C68000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default)

Dale S. Gribow
Dale S. Gribow
Answered
  • Personal Injury Lawyer
  • Palm Desert, CA
  • Licensed in California

A: Ins Co'S DO NOT HAVE TO SETTLE CASES.

THEY CAN TAKE THE POSITION, THEIR DRIVER WAS NOT AT FAULT AND THAT YOU MUST GO TO TRIAL TO PROVE THEIR INSURED WAS AT FAULT.

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