Q: Can I file for bankruptcy and not lose my house?
My husband who was the only one bringing home a paycheck died 9/21/2022. I'm trying to sell my house, car and jewelry so that my son and I aren't without anywhere to live. I'm behind on the house payments because I simply cannot afford the $1700 a month payment. They will foreclose on me if I don't have at least one payment before the end of the month. If I am unable to sell my house and other things I and my son will be homeless. If I am able to file for bankruptcy, I will take whatever is left over to buy a much smaller much more affordable home. Is there any way that I can do this so that we won't end up homeless. Also, is there any lawyers that will do this pro bono or let me pay after my social security begins. Thank you
A: You may be eligible for bankruptcy depending on your assets and equity in your house. You should consult a competent bankruptcy attorney who can assess your entire financial situation. There are lawyers who may do this pro Bono or at a reduced fee. Contact your local bar association or legal aid society for a complete list.
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