Asked in Employment Law for Texas

Q: Company does not want to take care of no insurance ticket in one of their trucks and giving me the run around

And now since they are not responding or show proof if they did have it the court issued a warrant and I can't drive for anyone else until this is resolved.

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1 Lawyer Answer
John Michael Frick
John Michael Frick
Answered
  • Frisco, TX
  • Licensed in Texas

A: Insurance responsibility depends upon the nature of your relationship with the company and the terms of any agreement between you.

Typically, an employee of a trucking company is insured under the company's liability policy.

On the other hand, an independent contractor would often provide liability insurance naming the company as an additional insured.

In many instances, when the CDL holder is an independent contractor, the driver and the company enter into a written agreement containing provisions as to which party is responsible for insurance. Large motor carriers are often self-insured, which is permissible under Texas law. Other motor carriers often carry liability insurance because it is easier to guarantee uniform compliance if they do it themselves instead of relying upon their operators to carry it.

If the company you drive for has agreed to carry insurance, you can sue it for breaching its agreement with you.

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