Q: Is it illegal for a creditor to sell a debt to a debt collector after the debt was settled and paid?
Settlement offer was made, payments were sent via check and cashed - then I received a notice from a debt collector that purchased the debt
Debts like that are usually sold in bulk. Usually the seller does not warrant collectibility.
If a particular seller conveys a large number of previously satisfied debts, the buyer may assert a claim against the seller.
But usually, if a few get through, the buyer just writes it off.
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