Port Charlotte, FL asked in Car Accidents and Contracts for Florida

Q: Is it legal to list a fictitious address on car insurance?

Separated from husband, he just had to get new car insurance due to his accidents. He has listed a friends address as to where my vehicle is being kept., Is that legal or should I call the insurance company?

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1 Lawyer Answer
Charles M.  Baron
Charles M. Baron
  • Personal Injury Lawyer
  • Hollywood, FL
  • Licensed in Florida

A: That is a matter of the terms of agreement with the insurance company, and those terms are contained in the written policy. If the address listed for the vehicle is not the correct address, that most likely violates the policy, subjecting the policyholder to cancellation of the policy. So reporting that a fake address was given would probably result in prompt cancellation. Another option is to report that the car is now moved to another address. The policy probably says that a new location must reported within X number of days of the move. The premium may be affected by the change of address because some geographic areas are considered higher risk than other areas.

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