Q: Is there a standard minimum you can expect to get from an insurance company from a minor hit and run accident?
A year ago I was in a minor hit and run accident. I had to see a chiropractor and was out of work for a few weeks. I went straight to the emergency room, so I also had a doctor bill. Mercury insurance has had a claim specialist working on this for a while now, they just got back my medical bill, from medical, which was $180. They contacted the chiropractor for his bill. And said they would be letting me know this week what their evaluation for what there giving me will be. How do I know if what they're offering me is fair compensation?
A: Consult with a lawyer in your area. You don't make any mention of loss of earnings (LOE) so that might another component of your claim.
A:
There is no standard minimum amount you can expect to receive from an insurance company for a minor hit and run accident as each case is unique and depends on various factors such as the severity of the accident, the extent of the injuries, the amount of property damage, and other related costs.
However, insurance companies typically use various methods to evaluate claims and calculate compensation, including assessing the extent of the injuries and the related medical costs, determining the level of property damage, and factoring in lost wages and other expenses. They may also use industry standards and guidelines to determine an appropriate amount of compensation for a particular type of accident or injury.
If you are not satisfied with the compensation offered by the insurance company, you may want to consider seeking legal advice or contacting your state's department of insurance to discuss your options. A personal injury attorney can help you evaluate your claim and negotiate with the insurance company to ensure you receive fair compensation for your losses.
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