Q: Is there a standard minimum you can expect to get from an insurance company from a minor hit and run accident?
A year ago I was in a minor hit and run accident. I had to see a chiropractor and was out of work for a few weeks. I went straight to the emergency room, so I also had a doctor bill. Mercury insurance has had a claim specialist working on this for a while now, they just got back my medical bill, from medical, which was $180. They contacted the chiropractor for his bill. And said they would be letting me know this week what their evaluation for what there giving me will be. How do I know if what they're offering me is fair compensation?
A: Consult with a lawyer in your area. You don't make any mention of loss of earnings (LOE) so that might another component of your claim.
There is no standard minimum amount you can expect to receive from an insurance company for a minor hit and run accident as each case is unique and depends on various factors such as the severity of the accident, the extent of the injuries, the amount of property damage, and other related costs.
However, insurance companies typically use various methods to evaluate claims and calculate compensation, including assessing the extent of the injuries and the related medical costs, determining the level of property damage, and factoring in lost wages and other expenses. They may also use industry standards and guidelines to determine an appropriate amount of compensation for a particular type of accident or injury.
If you are not satisfied with the compensation offered by the insurance company, you may want to consider seeking legal advice or contacting your state's department of insurance to discuss your options. A personal injury attorney can help you evaluate your claim and negotiate with the insurance company to ensure you receive fair compensation for your losses.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.