Q: Under the law 15 usc 1662B I’m I required to put a down payment on a auto financing loan Yes or no
A:
The section you refer to (I am assuming 15 USC 1662, which does not have a subparagraph "B") deals with advertisements for the extension of consumer credit. It prohibits such an ad from stating that a specified down payment is required *unless* that creditor usually and customarily arranges down payments in that amount. So the answer to your question depends on the advertisement you are asking about and also the usual and customary practices of the creditor.
In general, debtors are not required to make a certain down payment on loans, but of course a creditor is not required to make loans to any debtor without a down payment.
John Michael Frick and Peter J. Weinman agree with this answer
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