Q: Being sued for a debt from a debt collection agency. Probability of them having original contract?
Being sued for a debt from a debt collection agency. What is the probability that the debt collection agency has the original signed contract from whom they bought the debt? Trying to figure out the probability that they can prove that I own the debt.
A: Every company has different procedures that make it so the chances they have it are different. Many can access them easily, others cannot.
A: They will likely have the document, but will they produce a witness to authenticate it and prove the assignment? Usually not, but it is not a DIY situation and most consumers lose when representing themselves.
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