Q: In 2015 we were told by our State Farm agent we could reduce our premiums by dropping underinsured motorists coverage
At the time, I was being hospitalized to have a stem cell transplant to survive an aggressive form of non Hodgkin lymphoma. We agreed to drop the underinsured coverage at a time when I was I jeopardy of dieing if I did not undergo the procedure. Arguably we were not thinking clearly to agree to drop underinsured motorist coverage.
My wife had an accident in December 2022 with an underinsured motorist which was deemed not to be her fault. I understand from a attorney who is a good friend that the form we signed probably was not written in a legal form or did not comply with the laws in 2015. Please advise.
A: Have the signed form reviewed by experienced personal injury attorneys in your state.
A: You could have the form reviewed by an attorney who handles motor vehicle matters. Additionally, was your capacity to enter into contract matters diminished by medication or treatments at the time? That could be something to ask about if you arrange a consult. Good luck
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