Q: Can I apply for a payday loan if I have not had my final confirmation in chapter 13 bankruptcy?
I have had an emergency pop up and don't have the cash to cover it before my next payday.
Of course, you can ask/apply.
However, legitimate lenders, perhaps even payday lenders, want to see a General Order of Discharge in any pending bankruptcy case before funding a loan.
Just personally, imho, there is no safer borrower out there than one who recently got a bankruptcy discharge. The borrower can't refile for a discharge entry sooner than eight years.
Timothy Denison agrees with this answer
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