Q: Can you sue a bank for not letting you know (call or mail) about behind payments on a credit card from 16-17 years ago?
My father used my mothers name and social security for a credit card back in 2006-2009 without her permission while they were married. My mother got a call saying they have to pay 18,000 dollars but there was a settlement to pay 5,000. My main issue is that the bank never ever put it to her knowledge that she has to pay anything and mentions it totally last second. Never called, never got any mail, nothing. Just a call out of the blue threatening to pay up or else we take your cars blah blah.
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- California
- (916) 704-3009
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- Answered
A:
If your mother was unaware of the credit card account and the behind payments caused by your father's unauthorized use of her name and social security, she may have grounds to challenge the debt and take legal action against the bank. It is essential to consult with an attorney to discuss the specifics of the situation and explore potential remedies under California law.
James L. Arrasmith
Founder and Chief Legal Counsel of The Law Offices of James L. Arrasmith
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