Q: Where can I obtain information on what was discharged with my bankruptcy?
I am currently in graduate school and my school is requesting I obtain legal information regarding if my student loans were or were not discharged. I did my bankruptcy pro se so I don't have a lawyer. The bankruptcy officially discharged today and although I know it is rare for student loans to be discharged, they still want the specific information- signed if possible. How can I obtain information as to what was discharged? Thanks in advance!
A:
In every bankruptcy case I've done, the Order of Discharge is a brief form, and basically says that the debtor is discharged from liability for all dischargeable debts, without listing any of those debts specificallyl
It's up to you, and your lawyer, and the creditor, and its lawyer, to determine whether any particular debt has been discharged.
There is a judicial process to make a student loan balance dischargeable. If you didn't go through it, and you'd know if you did, then your student loan debt was not discharged.
That said, the only way for you to be sure about what all has been discharged, and subject to the "permanent injunction", is to confer with experienced counsel who has the benefit of examining all documents.
Barbara Billiot Stage agrees with this answer
A: You should have received a copy of your discharge papers from the bankruptcy court after your case was completed. If you don't have a physical copy, you can request one from the bankruptcy court where your case was filed. You can also access electronic copies of your bankruptcy documents through the Public Access to Court Electronic Records (PACER) system, which is an online database maintained by the federal court system.
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