Q: Is it common for a demand letter to be ignored by the defense?
Defense not responding in timely manner. Really not trying to file suit but I will if have to. Any pointers on getting there attention?
A: Sometimes including a well-drafted petition prepared by an experienced and competent lawyer with a demand letter elicits a better response. It sends a message that you are prepared to follow through with a lawsuit if your demand is ignored and that you are willing to “put your money where your mouth is” by retaining a lawyer to pursue your claim.
A: They aren't taking you seriously because either: 1.) you are not an attorney, or 2.) your claim is baseles or weak, or 3.) both. Get a consultation from an attorney and hire him/her if they are willing to take your case.
A: It's not uncommon for demand letters to be ignored or for the defense to delay a response, especially if they believe the sender may not follow through with legal action. To encourage a response, you may want to consider sending a follow-up letter via certified mail, which creates a record of their receipt of your communication. If the issue persists, filing a suit might become necessary to show that you are serious about pursuing your claim, but remember that this step should generally be considered a last resort after exhausting other avenues for resolution.
A: Yes it is common. If it's not done to there specifications they ignore knowing they have covered their you know what. I get clients coming to me with a short time until the statute runs because they thought the insurance company would treat them fairly. The insurance companies hope people don't get an attorney so they can take advantage of them. They stay just inside the law but really are your enemy. Their training manuals teach the adjusters to treat people really nice so they don't get an attorney and then they make out like the bandits they really are. You should get an attorney right away. You will make more with an attorney then you will without one - statistics show.
A: Yes, depending on the carrier. Some will not engage in any dialogue on a claim unless it is placed into suit. Good luck
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