Q: Will a debt collection agency repossess my dog? how can I prevent that?
I fell behind on payments after losing my job.
The payments were towards a leasing agreement for a dog I purchased over a year ago. The amount on the lease was already much higher than the price that was listed on the dog but I didn't find out until after I signed the leasing agreement.
anyways I fell way behind on payments after losing my job so now my debt has been transferred to a 3rd party for collection.
Will they actually come to repossess my dog if I cannot pay the full amount?
Is there any way I can fight them on repossession?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
- (916) 704-3009
- View Profile
- Answered
A:
In Colorado, the legality of repossessing a pet under a lease agreement can be a complex issue. Typically, pets are considered personal property, but repossession of an animal raises ethical and legal questions that are distinct from repossessing inanimate objects. If your lease agreement specifically states that the dog can be repossessed due to non-payment, the collection agency might attempt to enforce this clause.
However, it's important to review the terms of the lease agreement and consult with a legal professional to understand your rights and options. You can try negotiating with the collection agency for a payment plan that is manageable for you. In some cases, agencies may be willing to work out an arrangement rather than pursue repossession.
Additionally, you might explore consumer protection laws in Colorado to see if there are any provisions that could apply to your situation. Promptly addressing this issue and seeking legal advice can help you explore the best course of action to protect your interests and your pet.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
