Louisville, KY asked in Consumer Law, Contracts and Criminal Law for Indiana

Q: Can a dealer file for lost title after accepting payoff amount from total loss insurance claim

1 Lawyer Answer
James L. Arrasmith
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  • Criminal Law Lawyer
  • Sacramento, CA

A: In Indiana, once a dealer accepts the payoff amount from a total loss insurance claim, their rights to the vehicle, including the title, are typically relinquished.

This means that the dealer should not file for a lost title if they have already settled the claim with the insurance company. The insurance company generally takes over the rights to the vehicle once the claim is paid, which includes handling any title-related issues.

If the dealer attempts to file for a lost title after accepting the insurance payoff, it could potentially lead to legal complications. It is crucial for all transactions and title transfers to be properly documented to prevent any future disputes or misunderstandings.

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