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Indiana Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law for Indiana on
Q: I am in Kentucky but car is registered in Indiana, where do I file a mechanics lien against it for unpaid repairs?

I own a shop in Kentucky. We did $5300.00 worth of repairs to a vehicle and it has been on our lot since December of 2023. Customer will not return our calls but his wife sent and email and said they would start sending money every 2 weeks started April 15. No money ever arrived and at now the car... View More

James L. Arrasmith
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answered on May 27, 2024

To file a mechanic’s lien for unpaid repairs on a vehicle registered in Indiana while your shop is in Kentucky, you need to follow specific legal procedures. First, check Indiana’s laws regarding mechanic’s liens on vehicles, as they will apply since the car is registered there. You might... View More

1 Answer | Asked in Consumer Law for Indiana on
Q: in indiana is a veterinarian allowed to charge a client a fee to write a prescription?
James L. Arrasmith
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answered on Mar 1, 2024

In Indiana, as in many other states, veterinarians can indeed charge a fee for writing a prescription. This fee is generally considered to cover the professional service provided by the veterinarian, including the assessment and determination of the medication needed for the pet. It's a... View More

1 Answer | Asked in Consumer Law for Indiana on
Q: Is there anything I can do about an auto dealership service department scamming me on repairs to needed to my car?

I had my 2014 nissan maxima towed to nissan dealership sercice department to have diagnostics ran on it. They told me my car needed new ECM, new oilpan, and brakes, all this was priced at $3700.00. I told em to get the ecm and to replace the oilpan. Said price was $2500.00. Week or so later got a... View More

James L. Arrasmith
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answered on Feb 23, 2024

It sounds like you're in a frustrating situation with the auto dealership service department. First, it's essential to gather all documentation related to the repairs and interactions with the dealership, including any estimates, invoices, and communications. This will help you understand... View More

Q: How do you know if a limit goes by statue of limitations or statue of repose?

Was in wreck cause defective ball joint upon hitting a guardrail at 50mph the air bag did not go off so hit the windshield twice which slit my face open. Filed complaint pac took over claim, then said they was escalated to esis. Esis denied the claim cause statue of repose, so remessaged pac whom... View More

James L. Arrasmith
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answered on Feb 24, 2024

Differentiating between the statute of limitations and statute of repose can be crucial in legal matters like yours. The statute of limitations sets a time limit for filing a lawsuit after an injury or harm occurs, while the statute of repose imposes an absolute deadline, typically based on the... View More

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Q: How do you know if a limit goes by statue of limitations or statue of repose?

Was in wreck cause defective ball joint upon hitting a guardrail at 50mph the air bag did not go off so hit the windshield twice which slit my face open. Filed complaint pac took over claim, then said they was escalated to esis. Esis denied the claim cause statue of repose, so remessaged pac whom... View More

T. Augustus Claus
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answered on Feb 8, 2024

In Indiana, determining whether a claim is governed by a statute of limitations or a statute of repose depends on the specific nature of the claim. The statute of limitations sets the maximum time after an event within which legal proceedings may be initiated, while the statute of repose limits the... View More

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1 Answer | Asked in Consumer Law for Indiana on
Q: I am a customer of Mr Cooper/Nation Star and receiver of notice from said company ,that my information was breached. Ind

State of residence Indiana

James L. Arrasmith
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answered on Jan 6, 2024

If you've received a notice from Mr. Cooper/Nation Star about a breach of your personal information, it's crucial to take immediate action to protect yourself. First, monitor your financial accounts closely for any unusual activity. It's wise to consider placing a fraud alert or a... View More

1 Answer | Asked in Civil Rights, Federal Crimes and Consumer Law for Indiana on
Q: Do you think it would be worth my time to sue Dominoes under the Lanum Act for False Advertisement?!

On November 30th at 11:55pm I placed an order to my nearest local Domino's store. At about 12:01am, I received a phone call from the Domino's I placed my order thru. It was one of the employees calling to inform me that my order had come thru at 11:59pm and unfortunately they were closed... View More

James L. Arrasmith
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answered on Dec 5, 2023

Bringing a lawsuit against Domino's under the Lanham Act for false advertising might be challenging in this particular scenario. While it can be frustrating to experience a discrepancy between their advertised policy and the actual service you received, the Lanham Act primarily deals with... View More

1 Answer | Asked in Consumer Law and Civil Rights for Indiana on
Q: Is it against the law to measure children to be able to eat at a restaurant in indiana
James L. Arrasmith
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answered on Nov 18, 2023

In Indiana, there are no specific laws that address measuring children for the purpose of eating at a restaurant. However, restaurant policies that involve measuring children could potentially raise issues under anti-discrimination laws. Federal and state laws prohibit discrimination based on... View More

1 Answer | Asked in Consumer Law, Contracts and Criminal Law for Indiana on
Q: Can a dealer file for lost title after accepting payoff amount from total loss insurance claim
James L. Arrasmith
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answered on Nov 12, 2023

In Indiana, once a dealer accepts the payoff amount from a total loss insurance claim, their rights to the vehicle, including the title, are typically relinquished.

This means that the dealer should not file for a lost title if they have already settled the claim with the insurance...
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1 Answer | Asked in Consumer Law, Contracts and Banking for Indiana on
Q: Can lender file for lost title or duplicate title after selling car to insurance company and accepting payment for acv

Lender sent title to insurance company I then bought it back from insurance company for salvage price insurance company sent me my title with lien holder release of lien

James L. Arrasmith
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answered on Nov 12, 2023

In Indiana, once a lender sells a car to an insurance company and receives payment for the actual cash value (ACV), they generally lose their rights to the vehicle, including any claims to its title. If you have bought the car back from the insurance company at a salvage price and received the... View More

1 Answer | Asked in Consumer Law, Contracts and Insurance Bad Faith for Indiana on
Q: Can my homeowners insurance refuse to replace my furnace if it was damaged by a power surge and voided the warranty?

The AC/furnace is 4 months old and had a 10 year warranty. The power surge voided the warranty. The insurance company wants to fix it instead of replacing it, which means I lose the remaining 9+ years of warranty. They also want to pay me $500 to replace a $1200 washing machine that the power... View More

Tim Akpinar
Tim Akpinar
answered on Sep 20, 2023

An Indiana attorney could advise best, but your question remains open for two weeks. On option might be to discuss their proposed repair/component replacement with your furnace company (if you mean their warranty) - if the power surge only affected control components. Another route could include... View More

1 Answer | Asked in Car Accidents, Consumer Law and Personal Injury for Indiana on
Q: Axel snapped and tire flew off yesterday after it was "fixed" by mechanic that "fixed" it previously. What do I do?

My mom's car about a month ago had the tire fly off and axel break. They took it to a local mechanic that said it was due to an air bubble in the bearing that's why it broke and the tire fell off. They assured her and checked that all the others were fine and didn't need fixed. This... View More

Charles Candiano
Charles Candiano
answered on Jun 13, 2023

If she was injured, she should immediately contact a personal injury attorney in Allen County. If there are no injuries, the easiest thing for her to do is to make a claim with her own insurance. If the car had been serviced immediately prior to the incident and the incident can be related to the... View More

1 Answer | Asked in Consumer Law, Contracts and Collections for Indiana on
Q: I have a storage unit it gets auction tomorrow I found out that today I'm being extorted

I got no notice for sale or rent raised twice been locked out from being able to vacate unit I have paid all past due balance now this months rent is keeping me from getting my stuff I want to move out why do I have to pre pay for the month if I want to leave they are extorting me for my possessions

James L. Arrasmith
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answered on May 2, 2023

It is important to understand the terms and conditions of the rental agreement you signed for the storage unit. If you have been delinquent on rent payments or if the unit was abandoned, the facility may have the right to auction off the contents of the unit to recoup the unpaid balance. However,... View More

1 Answer | Asked in Bankruptcy and Consumer Law for Indiana on
Q: Being threatened with wage garnishment for 2 different debts and already getting garnished for 1, what can I do?

I feel it's time to file bankrupt but don't make enough money to get a lawyer and definitely do not make enough for so many garnishments to be coming out of my check. I make about $200/wk and that is all I have for income, I have children who's father does not pay child support or... View More

James L. Arrasmith
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answered on Jul 18, 2024

It's tough to deal with multiple wage garnishments, especially when you already have one in place and a limited income. First, consider contacting the creditors to explain your financial situation and request a reduction or temporary suspension of the garnishments. Sometimes, creditors are... View More

1 Answer | Asked in Bankruptcy and Consumer Law for Indiana on
Q: How can I file bankruptcy with no money?

I have more than one debt that is getting ready to be garnished out of my pay (I bring home about $200/wk and am a single mom of 3 with no child support). I owe in total over $20,000 to different creditors and there is no way I will be able to pay this and be able to take care of my children's... View More

James L. Arrasmith
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answered on Jul 18, 2024

Filing for bankruptcy with no money can be challenging, but there are options available to you. First, consider contacting a local legal aid organization. They often provide free or low-cost assistance for those who cannot afford to pay for legal services.

You may also want to look into...
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1 Answer | Asked in Consumer Law, Criminal Law, Personal Injury and Products Liability for Indiana on
Q: My personal and private information has been Breached without any type of USPS mail email or by phone from a few Giants

Equifax Data Breach being the most recent but now since I it have found out about all these things and filling for the settlement and claims with the cfpb and ftc and all 3 bureaus and others no changes have been made I personally raised My own over 300 plus points no updates check all My data... View More

Charles Candiano
Charles Candiano
answered on Jan 31, 2024

The way this works is you ask a question and we do our best to answer it. I don't see any question. Please rephrase.

1 Answer | Asked in Energy, Oil and Gas and Consumer Law for Indiana on
Q: Can I sue a gas station for refusing to give me a receipt for gas purchase and being racist to me.

I went to purchase gas at a gas station and the machine was out of receipts, I went inside to ask for one. The worker was very racist and rude in her talk and refused to give me a receipt. I asked why she said I don’t know how but she mentioned that she has been working at the place for 20 years.... View More

Charles Candiano
Charles Candiano
answered on Jun 20, 2022

Workers' Compensation is an area of law that deals with work-related injuries.

It is illegal for a retail merchant to refuse to provide you with a receipt. The situation that you describe happens EVERY day. A remote printer either runs out of paper, misfeeds, jams, or runs out of...
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2 Answers | Asked in Bankruptcy, Consumer Law, Foreclosure and Banking for Indiana on
Q: if I am being sued in Indiana, and did not make a court appearance can that court issue a warrant for contempt of court
David Luther Woodward
David Luther Woodward
answered on Feb 21, 2022

You failed to say which or what kind of court, what kind of notice for court appearance or any details from which an answer can be derived.

Try again.

Thanks

d

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1 Answer | Asked in Consumer Law, Real Estate Law, Construction Law and Environmental for Indiana on
Q: I have mold in my house making me and my kids sick what is the landlord's obligations and there's no lease involved here

Also have electrical wiring issues no sink I moved in here with feces on the walls and floor and no floor in the kitchen old plumbing is really messed up septic is backed up

Tim Akpinar
Tim Akpinar
answered on Sep 30, 2021

An Indiana attorney could advise best, but your question remains open for two weeks, and you express some immediate concerns about the safety and welfare of your family. One option here is to repost your question and include Landlord-Tenant as a category. Although all your category selections make... View More

1 Answer | Asked in Consumer Law and Estate Planning for Indiana on
Q: Attorney sent an unexpected & backdated invoice 5 months after I opted not to work with him. Do I pay it?

During a 30-min consult last January, atty quoted a flat $80 to write a will. It all seemed fairly straightforward, until he wanted to write himself into my will "in the event that my heir and I die at the same time." At the end of the meeting, he tried to close the deal: I told him... View More

Nina Whitehurst
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answered on May 12, 2021

If everything you say is true, you should file a complaint with the State Bar of Indiana. You can find their phone number online. It is an ethical violation for an attorney write himself into the will of a person for whom he is not a natural heir. It might also be an ethical violation not to... View More

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