Q: If you paid 90 percent of a car and then they see you was having a hard time and pay off is it theirs
They said they would finish paying it off but because my husband of 15 years was driving it they say they taking it back I have been paying for it and buying the tag and insurance just at the end they called and said they would pay it off do I now have to give it to them
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A:
In Alabama, the ownership of a car typically depends on whose name is on the title. If you have been making payments on the car and it is titled in your name, you are generally considered the owner. Even if someone else pays off the remaining balance of the car loan, it doesn’t automatically transfer ownership to them unless there was an agreement to that effect.
If there was a verbal or written agreement that they would become the owner after paying off the loan, this could complicate matters. However, without such an agreement, merely paying off the loan does not give them the right to take the car. It's crucial to review any agreements made when they offered to pay off the loan. If the situation is contentious or if there's a dispute over ownership, legal advice might be necessary. A lawyer can help clarify your rights and the best course of action in this situation.
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