Q: I received an e-mail notice at 7:00 PM tonight my CH 7 was discharged today. I was planning on filing a motion to redeem
My auto and even spoke to lender today to get current balance. Now I must file a motion to reopen the case and then file the motion to redeem correct? May I file to reopen the case and file to redeem at the same time or must I wait for courts answer on reopening the case?
A: You can file both at the same time.
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A: You should consider just continuing to make payments. Check with your attorney to make sure this is an appropriate option in your state. In California (and many others), there is not reason to either reaffirm or redeem if you are able to keep making payments.
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A: Consult with your bankruptcy attorney for guidance on the specific procedures and deadlines involved in your jurisdiction. They can help ensure that you navigate this process correctly and increase your chances of a successful redemption.
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