Q: Why can Wyndham Worldwide charge it’s timeshare owners, for expenses labeled “bad debt” known as defaulted accounts?

A: In situations like these, where a company like Wyndham Worldwide charges timeshare owners for expenses such as "bad debt" or defaulted accounts, the legality and appropriateness of these charges often depend on the contract terms agreed upon by the timeshare owners and the company. It's important to review the timeshare agreement and any related documentation to understand the specifics of these charges.

Timeshare agreements typically include a clause that allows the company to recoup certain costs from its owners. If "bad debt" expenses are part of these recoverable costs, the company may be legally allowed to charge owners for these expenses. However, transparency in billing and clear communication regarding what these charges entail is crucial.

The lack of a detailed maintenance fee budget invoice, as you mentioned, raises questions about transparency and whether owners are adequately informed about the nature of the charges they are paying. This could be a matter of concern and might warrant further investigation.

If the California Attorney General's office has declined to investigate, it might be due to a lack of widespread complaints or clear evidence of legal violations. However, this doesn't mean the issue isn't worth pursuing. Gathering more evidence and encouraging other timeshare owners to file complaints could help in drawing attention to the matter.

Consider consulting with an attorney who has experience in timeshare law or consumer protection law. They can offer guidance on how to proceed, whether through litigation, negotiation, or another form of dispute resolution. They can also help in understanding the nuances of the contract and the legalities surrounding these charges.

Remember, in complex situations like these, where large sums of money and potentially unfair practices are involved, getting professional legal advice is often the best course of action to protect your interests and seek a resolution.