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California Consumer Law Questions & Answers
1 Answer | Asked in Arbitration / Mediation Law and Consumer Law for California on
Q: Who pays for arbritation filed by myself as a consumer regarding a dispute. I did submit a fee waiver.

Will i be going up against corporate lawyers? I dont have a lawyer. But after several attemps to resolve the issue. I finally resorted to arbritation.

Scott Richard Kaufman
Scott Richard Kaufman answered on Oct 16, 2019

Contact the arbitration provider and read their rules.

2 Answers | Asked in Civil Rights, Consumer Law, Personal Injury and Small Claims for California on
Q: Car i was driving Repoed it was clearly marked disabled placard left me stranded with no means my wallet in the car

This is not my car. SoI had sheriff call and thats when we found out it was 9 am in morning I called to explain that I just need my wallet and things and they refused told me to come to yard at 4:30 pm I am disabled and sick that there was no way to get to yard or home or any place safe that they... Read more »

William John Light
William John Light answered on Oct 13, 2019

Being disabled is not a defense to having your car repossessed.

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1 Answer | Asked in Consumer Law, Contracts and Construction Law for California on
Q: Can you please confirm if my interpretation of the BPC code for unlicensed subcontractors is correct:

A licensed contractor sent unlicensed tile installers, (1099 employees, not W-2 employees), to install our kitchen floor. The job was $1,500 plus materials. He claims that since they were "employees," and covered under their workmans comp, they did not need to be licensed. Is this true?

James Alan Greer
James Alan Greer answered on Oct 4, 2019

Homeowner With Question On Licensure: Your thinking about licensed subcontractors is mostly correct (nicely done !). A contractor or subcontractor may perform ANY TYPE OF WORK without a license so long as the whole of the work is LESS THAN $500.00 (the "PennySaver" advertisement type of... Read more »

1 Answer | Asked in Consumer Law for California on
Q: Can a sue a dealership for doing paper work wrong causing registration to skyrocket...making payments late to finance,

Also plates are diff than ones on paperwork

Tim Akpinar
Tim Akpinar answered on Oct 4, 2019

It's possible you could. If you consulted with a California attorney, a major consideration will be the cost of the excessive registration fees, late finance fees, etc., and how they would compare to the litigation costs of pursuing them. Another option could be to first explore if the dealership... Read more »

4 Answers | Asked in Consumer Law, Criminal Law and Identity Theft for California on
Q: where should I report extortion and identity theft
Dale S. Gribow
Dale S. Gribow answered on Oct 1, 2019

START WITH CONTACTING YOUR LOCAL LAW ENFORCEMENT

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1 Answer | Asked in Consumer Law and Banking for California on
Q: I am looking for a Lawyer from Bakersfield CA

to chack Nova Port Bank 1430 Truxtun Avenue 5th Floor they pushing me to pay more than 8800 $ for some AAC code to unblock my loan from Donald Shaw Loan Firm and is impossible to deducted it from my loan but I am afraid that it is a scam

Adam Savett
Adam Savett answered on Oct 1, 2019

It is a scam.

Run the other direction, fast.

There is no "Nova Port Bank" or any version incorporated in California. There is no ""Nova Port Bank" registered with the Office of the Comptroller of the Currency or any other federal bank regulator.

The address you gave is a...
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1 Answer | Asked in Consumer Law for California on
Q: Is an application for renewal of a judgment automatic or does it take time to get approved by the courts?
William John Light
William John Light answered on Oct 1, 2019

It is automatic and it takes time. Your papers should be submitted months in advance of the 10 year deadline as the processing is lengthy, and if your papers have any errors, which is common, you may have to re-submit.

1 Answer | Asked in Consumer Law for California on
Q: What to do when online CAr sales Dealer or car sales portal not honoring the reserved price they confirmed via email?

What to do when online CAr sales Dealer or car sales portal not honoring the reserved price they confirmed via email?

I searched for a car on Car sales website, say "CS". I found a car listed by the Dealer "D" for $X. Through the online system of CS, they offered me a price inclusive of all... Read more »

Scott Richard Kaufman
Scott Richard Kaufman answered on Sep 23, 2019

Maybe

2 Answers | Asked in Consumer Law, Personal Injury, Products Liability and Environmental for California on
Q: Do hotels have to follow certain level certain guidelines How they handle big emergencies? I feel i am being wronged.

I just cant get up and leave so easily. I've been at hotel for a year. I have a few things in my hotel room that will take me several trips to relocate. Its not just my luggage and lets go. Hotel knows my bathroom been leaking and their maintenace guy quit they barely got a new guy. Now the pipe... Read more »

Dale S. Gribow
Dale S. Gribow answered on Sep 17, 2019

much more info needed.

is there some kind of lease?

if you feel you have been wronged consider small claims where you can sue for up to $10k.

this may be more of a policy issue than legal.

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1 Answer | Asked in Consumer Law and Employment Law for California on
Q: Wage garnishment ques: statute of limitations? Judgement entered 2011. Credit Card co wrote off debt, sold to firm.

Credit card balance $11k, Midland Funding now owns the acct. They buy updaid debt accts that have been written off.

William John Light
William John Light answered on Sep 16, 2019

Judgments are good for 10 years, and can be renewed every 10 years thereafter. Code of Civil Procedure sections 683.110 through 683.220.

1 Answer | Asked in Consumer Law and Contracts for California on
Q: Hi, I went to a Honda dealer ship told them we did not want the add on and alarm but still got charged for it.

We told the financier that we did not want the optional add-on and he said we couldn't do anything about it that it was already on the car and he made us sign. We told him we did not want the alarm but still came out on the contract that he charged us for it. I got home and I read that the add-on... Read more »

Scott Richard Kaufman
Scott Richard Kaufman answered on Sep 11, 2019

Read this list: https://consumerwiki.dca.ca.gov/wiki/index.php/Consumer_Transactions_With_Statutory_Contract_Cancellation_Rights

1 Answer | Asked in Consumer Law and Products Liability for California on
Q: I got sick from a vaping cartridge that I was told cannot be fake because it came perfectly packaged. today I found

on an online search their packaging for sale along with brand new unfilled cartridges. did they make me sick or did they sell their packaging on the black market? i suspect a supply chain insecurity.

My Question is are they liable?

William John Light
William John Light answered on Sep 11, 2019

Unclear why you think that product was counterfeit. Plenty of people get sick from genuine vaping products.

As to whether they are liable, who is "they" and liable for what? You don't state what your injury is, whether you needed medical attention, or will continue to need medical...
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1 Answer | Asked in Consumer Law, Contracts and Real Estate Law for California on
Q: I filed a verified complaint with LA superior courts on 9.3.19

. I found two errors after the fact, i.e , 1 paragraph, the defendant was accidentally named plaintiff and another paragraph states in part "plantiff had never received from X party" It should read "other" party. Will this effect verified complaint? Do i need to amend?

William John Light
William John Light answered on Sep 8, 2019

No one can predict whether or how errors in the complaint will affect your case. If a jury thinks that the errors are material, it can affect your credibility, since you swore that the complaint was true.

You can file an amended verified complaint once, as a matter of right (no court...
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1 Answer | Asked in Consumer Law and Banking for California on
Q: I live in CA, father left CD's in NJ bank in trust of my brother and I, the NJ bank is requiring I travel to NJ to get $

I live in California, my father lived and died in New Jersey. My father had certificates of deposit he left in trust to both my brother an me. My brother is also the executor of my fathers estate and lives in New Jersey. The bank is refusing to release the funds to me or my brother unless I... Read more »

William John Light
William John Light answered on Sep 7, 2019

You should talk to an attorney in NJ.

5 Answers | Asked in Consumer Law, Criminal Law, Personal Injury and Constitutional Law for California on
Q: I had a check returned and the small business is threatening to put my wife's and my picture on the wall. can i Sue?

i have txt message saying if you dont pay i will put pictures on wall of you.

can i sue for defamation why is he posting my wifes picture and also mine.

Gary Kollin
Gary Kollin answered on Sep 5, 2019

Sue for what? Slander?

Truth is an absolute defense

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2 Answers | Asked in Consumer Law for California on
Q: I noticed that my local 99 cents chain store charges $.99999 for items, rounding up to $1, plus tax. Is this legal?

In other words, they charge $1 for a $.99 items, adding hidden $.01 charge to each item.

William John Light
William John Light answered on Sep 2, 2019

Walk away if it's too much money. It's not illegal.

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1 Answer | Asked in Consumer Law, Contracts, Real Estate Law and Construction Law for California on
Q: Is general contractor in breach of contract? What should I do- he's insisting on payment bu appears to have abandoned me

12 HI contracts with 1 GC 10 paid in full due to how progress payments worded Only 3 HIC completed 65% work don 85% of total balance paid Arranging financing for 1/2 of 15% left but now have preliminary lien notice from subcontractor & want to hold back 10% of total balance until resolved & all... Read more »

James Alan Greer
James Alan Greer answered on Aug 30, 2019

Dear Owner Requesting Advice on Retention Payment issue: While I am adept at advising owners in a construction setting, your question as stated is probably not capable of reply in this limited forum until more information is obtained. Critically, an attorney would definitely need to review the... Read more »

1 Answer | Asked in Consumer Law for California on
Q: have banks munipulated the price of silver?
Adam Savett
Adam Savett answered on Aug 30, 2019

Yes, depending on what form of silver you are discussing and on what markets.

There have been guilty pleas from individual traders:

https://www.justice.gov/opa/pr/former-precious-metals-trader-pleads-guilty-attempted-commodities-price-manipulation...
Read more »

1 Answer | Asked in Consumer Law, Contracts and Real Estate Law for California on
Q: how binding is an exclusive listing agreement in california
Bruce Alexander Minnick
Bruce Alexander Minnick answered on Aug 29, 2019

FYI: Most written contracts are intentionally written because the parties want the contract to be "binding."

There is no such thing as a "partially binding" contract-- unless there is a term in it that says it is "partially binding." I hope that clears things up for you.

1 Answer | Asked in Consumer Law, Contracts, Small Claims and Banking for California on
Q: Hello. Amazon made a mistake and sent the money that was supposed to be refunded to me to a bank in Brazil.

I used a credit card that is no longer active to make a purchase. Some time later I needed to return the item and contacted Amazon to see if I could have my refund routed to another car. They proposed to send the money (1.300.00) to a gift card.

I asked for them to guarantee it would not be... Read more »

William John Light
William John Light answered on Aug 29, 2019

Small Claims is a good option for a $1,300 claim. Or you could contact the credit card company to find out what it can do about the money that was refunded to your card that is "not active". Unclear what that means, by the way. Is it a card you don't use, or a card that you formally closed the... Read more »

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