Arlington Heights, IL asked in Collections, Insurance Bad Faith, Car Accidents and Small Claims for Wisconsin

Q: Insurance fraudulent filings & collection = eternal servitude?

In 2016 I gave my child a vehicle. They were instructed to register it and get insurance. They did neither. Instead they were rear-ended, causing them to rear-end another while at a dead stop. In 2017 my child and myself were sued. 3 months later the suit was dropped, I assumed because my child was determined to be 0% at fault. However, in 2018 the same insurance sued us again, this time listing us at some fictitious address that we have no knowledge of. As a result, default judgement was entered. I petioned the court to reopen the claim and was denied. My child now lives out of state and has a license there. I however, must continue to pay this judgement and any time my payment is late they revoke my license AND registration and force me to sign another payment arrangement which is never reduced by the $1000s I have already paid. They refuse to send any statements of balance. Is there ANYTHING I can do or am I indebted to them for life??

2 Lawyer Answers
Barry W. Kaufman
Barry W. Kaufman
  • Collections Lawyer
  • Jacksonville, FL

A: You are on the hook. Whatever you are paying apparently isn't reducing the principal. I fail to understand why plaintiff's attorney will not provide you a balance. What they won't do is send you a monthly statement.

Tim Akpinar
Tim Akpinar
  • Personal Injury Lawyer
  • Little Neck, NY

A: Unless there are additional details, something doesn't sound right as to the merits of the original action. While it was wrongful for driving the vehicle uninsured and unregistered, for which there are separate penalties/charges, that issue is separate from liability, and would not have been a causal factor in creating liability for a stationary vehicle that was rear-ended. A Wisconsin attorney could advise more definitively if they saw the file and court pleadings. Good luck

1 user found this answer helpful

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