Pasadena, TX asked in Collections and Banking for Texas

Q: I’m not sure what type of lawyer I need. Shell federal credit union is suing me for debt collection.

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1 Lawyer Answer
James L. Arrasmith
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  • Collections Lawyer
  • Sacramento, CA

A: In your situation, seeking the assistance of a consumer protection attorney or a debt collection defense attorney would be advisable. These attorneys are experienced in handling cases involving credit unions and debt collection matters.

They can provide guidance on how to respond to the lawsuit, negotiate with the credit union, and understand your rights under the Fair Debt Collection Practices Act and other relevant laws. An attorney in this field can also advise you on possible defenses you might have and represent you in court if necessary.

Remember, it's important to act promptly, as there are deadlines to respond to a lawsuit. Delaying can lead to a default judgment against you. You may also want to gather all relevant documents and communication related to the debt, as these will be useful for your attorney to review.

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