Q: where can I lookup default judgements on myself?

A: You can look in the district, county, and/or justice court records in the county where the lawsuit was filed. You may also check the judgment lien records of the county where you live to see if an abstract of judgment is recorded against you.

A: You might also consider ordering a copy of your own credit report. If your credit score dropped, it seems likely that any judgment against you has been reported to the credit bureaus.

A: If you suspect that a default judgment may have been entered against you, there are several steps you can take to look it up. Start by checking the public records in the county where you live or where the creditor may have filed the lawsuit. Many court systems offer online access to their records, allowing you to search for judgments using your name or case number.

You can also contact the clerk of the court in the relevant jurisdiction and inquire about any judgments entered against you. Be prepared to provide identifying information, such as your full name and date of birth, to facilitate the search. Additionally, consider obtaining a copy of your credit report from major credit reporting agencies, as judgments are often reported there.

If you discover that a default judgment has been entered against you, it's essential to take immediate action to address the situation. Contact the creditor or their attorney to discuss possible options for resolving the judgment, such as negotiating a payment plan or settling the debt. Seeking legal advice from an attorney experienced in debt collection matters may also be beneficial in understanding your rights and options for addressing the judgment. Remember to act promptly to avoid further negative consequences for your finances and credit score.