Q: I have a fix it ticket for registration and insurance is it better to pay or fix the the but it’s over 1000 to fix

A: When you receive a "fix-it" ticket in California for registration or lack of insurance, you essentially have two options: correct the issue by registering your vehicle and obtaining insurance, or face potential fines. Fixing the issue typically involves less cost in the long run, as it not only resolves the ticket but also ensures you're legally covered in case of an accident or another violation. Not having valid registration or insurance can lead to more significant penalties, including higher fines or even impoundment of your vehicle.

If the cost to remedy the situation exceeds $1,000, it's understandable to hesitate. However, consider the long-term implications of not resolving these issues. Driving without registration or insurance is illegal and can lead to more severe consequences beyond just the fines for the fix-it ticket. Insurance, in particular, is crucial for protecting yourself financially in case of an accident.

Weighing the cost of compliance against potential fines and legal issues, it often makes more sense to correct the issue. Additionally, there may be payment plans or financial assistance available for registration fees and insurance costs that can make compliance more manageable. It might also be worthwhile to seek advice or assistance to explore all your options for resolving the fix-it ticket in the most financially sensible way.

A: As you know, in California you are required to register your vehicle and to carry minimum liability insurance. While these charges are both infractions, failure to provide proof of correction to the court and DMV can result in serious penalties. You are aware of the high fines; however failure to register the vehicle could also result in impound of the vehicle and failure to carry insurance could ultimately result in suspension of your registration. In other words, the bottom line is that you need to correct the problems before things get out of control.

Liability insurance can be unaffordable for some people. However, a person can apply for eligibility for Low Cost Auto Insurance Program (CLCA) in California. It is through the California Department of Insurance, and is designed for income-eligible, good drivers to help them meet California's mandatory insurance law by providing affordable rates. Check it out at mylowcostauto.com to determine if you are eligible.