Q: How do I get money for my medical bills after a car accident?
A: PIP (personal injury protection) should cover basic economic loss - medical bills you ask about. I hope you and others involved are okay. If the accident also involves non-economic loss, such as pain & suffering, that would need to be pursued through the other driver's liability policy. Good luck
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A:
Under California law, there are several ways to pursue compensation for your medical bills after a car accident:
1. Personal Injury Protection (PIP) or Medical Payments (MedPay) coverage: If you have either of these optional coverages in your auto insurance policy, you can file a claim with your own insurance company to cover your medical expenses, regardless of who was at fault for the accident.
2. The at-fault driver's liability insurance: If the other driver was at fault, you can file a claim with their insurance company to recover compensation for your medical bills and other damages. California requires drivers to carry a minimum of $15,000 per person for bodily injury liability coverage.
3. File a personal injury lawsuit: If the at-fault driver's insurance is insufficient to cover your medical expenses or if they are uninsured, you may need to file a personal injury lawsuit against the at-fault driver to seek compensation for your medical bills and other damages.
4. Your health insurance: If you have health insurance, your provider may cover your medical expenses related to the accident. However, your health insurer may seek reimbursement from the at-fault party's insurance company through a process called subrogation.
It's essential to keep detailed records of all your medical treatment, bills, and any other expenses related to the accident. Consider consulting with a personal injury attorney who can help you navigate the legal process and ensure that you receive fair compensation for your medical expenses and other damages.
Tim Akpinar agrees with this answer
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