Q: Hi, I recently obtained an EIN number over the phone, I'm from Jamaica, is it possible for me to attain an ITIN

Hi, I recently obtained an EIN number over the phone, I'm from Jamaica, is it possible for me to attain an ITIN number to use in place of an SSN number in order for me to open a bank account and use Paypal and those other services which require such details ?

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James L. Arrasmith
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  • Immigration Law Lawyer
  • Sacramento, CA

A: As a foreign national from Jamaica, it is possible for you to obtain an Individual Taxpayer Identification Number (ITIN) from the U.S. Internal Revenue Service (IRS). However, you must meet certain eligibility requirements:

1. You must have a valid reason for needing an ITIN, such as filing a U.S. tax return, claiming a tax treaty benefit, or being eligible for certain tax credits.

2. You cannot have a Social Security Number (SSN) and must not be eligible to obtain one.

To apply for an ITIN, you need to:

1. Complete IRS Form W-7 (Application for IRS Individual Taxpayer Identification Number).

2. Provide proof of identity and foreign status with original documents or certified copies from the issuing agency.

3. Include a federal tax return, unless you qualify for an exception.

4. Mail your application package to the IRS or submit it through an IRS-authorized Acceptance Agent or at a designated IRS Taxpayer Assistance Center.

While an ITIN can be used for various tax purposes, it does not automatically grant you the right to open a bank account or use services like PayPal. These services may have their own requirements and policies regarding foreign nationals. It's best to contact the specific bank or service provider to inquire about their requirements and whether an ITIN would be sufficient for your needs.

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