Chicago, IL asked in Civil Litigation and Consumer Law for California

Q: My Insurance canceled my policy without proper notification

1 Lawyer Answer
James L. Arrasmith
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Answered

A: I understand you're asking about a situation where your insurance policy was canceled without proper notification in California. This could potentially be a case of insurance bad faith. Here's a concise overview of the key points to consider:

1. California law requires insurers to provide written notice before canceling a policy.

2. The notice period depends on the type of insurance and reason for cancellation.

3. If your insurer failed to provide proper notice, this may be grounds for a bad faith claim.

4. Potential remedies could include policy reinstatement or compensation for damages.

5. Document all communications with your insurer and any related damages.

To best assess your situation and potential options, I'd recommend:

1. Review your policy documents and any communications from the insurer.

2. Consult with a California insurance attorney experienced in bad faith claims.

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