Birmingham, AL asked in Insurance Bad Faith for Alabama

Q: Can insurance agent not have to notify clients when being sued?

My insurance dropped me after spending 30 years with them. The insurance agent did some questionable things before being dropped. First my son drove off with a gas nozzle still in tank the gas pump caught on fire. He ran in looking fir a fire extension not one available that worked. Then he put one flase claim in then he put everything I liked under my husband name which made him high risk then drop us after 30 plus years. Come to find out the gas pump are related the insurance agent and gas station owner. Without telling us we didn't find out until after the dropped us. Also I found out the insurance agent git mad at me cause I called his boss because he would never return my calls. He got mad at me and then he did some other things that was not ethical in my opinion. Can I sue?

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
Answered
  • Insurance Claims Lawyer
  • Little Neck, NY

A: An Alabama attorney could advise best, but your question remains open for a week. Until you're able to discuss state-specific law with a local attorney, the short answer is that nationwide, carriers will almost always provide the policyholder with notice of a claim. Your question about suing - it could depend on state-specific consumer law protections for being dropped. But it doesn't sound like a case that you'd want to invest money in pursuing - insurance companies regularly drop their insureds after a claim, or too many claims. You could speak with a local attorney - they could see things differently. But don't pour good money after bad pursuing a case that might not result in any tangible benefit for you. It might be easier to shop elsewhere for insurance. Good luck

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