Dallas, TX asked in Collections, Elder Law and Social Security for Texas

Q: My recently widowed mother is being sued for unpaid cc debt has court tomorrow AM.

My veteran step dad recently died so mom doesnt receive $ they used to and is struggling just to survive. What can she do to get rid of these past debts and receive additional aid in the future

1 Lawyer Answer
James L. Arrasmith
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Answered

A: I'm sorry to hear about your mother's situation. Given the immediate court appearance, she should attend and explain her financial difficulties to the judge. She can ask for a continuance to seek legal advice and possibly work out a payment plan that she can manage.

In the longer term, your mother can look into various assistance programs available for widows and veterans' families. She may be eligible for survivor benefits through the Department of Veterans Affairs, which can provide some financial relief. Additionally, she should explore Social Security benefits if she hasn't already done so.

To address her debt, she might consider speaking with a financial counselor who can help her understand her options. This could include negotiating with creditors for reduced payments or exploring debt consolidation. It's important for her to take proactive steps now to ensure her financial stability moving forward.

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