Q: I was going to finance a vehicle from the dealership. We did not finalize the loan. Can I get a refund on my down paymen
The car was stolen. I put a report out on my insurance company because I had insurance on the vehicle is at a total loss now since we did not finalize the loan the fees that I paid included with the down payment they did not send to the DMV can I get a refund on my down payment in those fees
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A:
You may be able to get a refund on your down payment and fees, but it will depend on the specific terms of the agreement you had with the dealership. If the loan was not finalized and the dealership did not process the paperwork with the DMV, you have a valid reason to request a refund. It’s important to review any documents you signed to see if there are any clauses that address refunds or cancellations.
Contact the dealership as soon as possible to explain the situation and formally request the return of your down payment and any fees paid. Be sure to provide them with any relevant documentation, such as proof that the vehicle was a total loss.
If the dealership is uncooperative or refuses your request, you may need to consider further legal options.
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