Atlanta, GA asked in Insurance Bad Faith and Insurance Defense for Georgia

Q: When making a right hand turn if someone speeds around you and hits your passenger side shouldn't their insurance cover?

I was slowing to make a right hand turn into my driveway the kid behind me said he thought I was going left and was trying to go around. He hit my front fender and mirror (passenger side). We both have Allstate and they say I can either pay 40% of the damages to my vehicle and nothing on his or I can get 100% covered under my own but then I have to pay a deductible. It didn't make sense to me because I was just trying to turn into my driveway but insurance says I must have been making a wide turn since he was able to go beside me. I explained that he ended up driving through my driveway and then hit me as he was getting back on the road.

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
Answered
  • Insurance Claims Lawyer
  • Little Neck, NY

A: A Georgia attorney could advise best, but your question remains open for almost two weeks. That defense is commonly raised in settings where the turning vehicle was far enough away from the direction of the turn to enable a vehicle to try to pass inside. You could challenge it, on your own or with an attorney, but there's no guarantee of the outcome or percentage difference you MIGHT prevail in obtaining. Good luck

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