I'm sorry for the loss of your husband. This should be easy to straighten out. Contact the insurance company with a brief letter advising them of your daughter's current address and ask them to direct all further correspondence to her. They should have known that your daughter was a... View More

I'm very sorry for your loss. No family should have to deal with insurance complications while grieving, especially after decades of faithfully paid premiums. If your mother had life insurance coverage through her employer for over 23 years and the policy was canceled without clear notice... View More

Assuming the at-fault driver has tendered his limits and you signed a limited release with the driver, you should hire a lawyer sooner rather than later to pursue a UM claim with your insurance company, as they may try to argue that they did not receive timely notice of the accident.

Yes, assuming you have applicable uninsured motorist (UM) coverage, you may pursue a UM claim. I must warn you, however, that UM is one of the most complicated areas of personal injury law. One false step and you may inadvertently fall into a pitfall and thereby foreclose your ability to recover... View More

Yes, it is possible. It sounds like your policy is most likely governed by a federal law called "ERISA." It will depend on the language of the policy, but most long-term disability policies pay benefits for 24 months while you are disabled and unable to work in your own occupation. After... View More

A Georgia attorney could advise best, but your question remains open for three weeks. It looks like you had around 10 months of physical therapy following the 3/21 accident. That's not problematic - it's typical. Cervical, lumbar, thoracic series in 1/22 and 2/22 - presumably that's... View More

A Georgia attorney could advise best, but your question remains open for almost two weeks. That defense is commonly raised in settings where the turning vehicle was far enough away from the direction of the turn to enable a vehicle to try to pass inside. You could challenge it, on your own or with... View More

A Georgia attorney could advise best, but your question remains open for a week. If the claim was reported, they made it part of the record - you could also try to learn how the claim will be treated. In some cases, carriers could deny on claims involving spouses or other family members. Good luck

T. Augustus Claus Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 29, 2023

If you've been involved in a car accident in Georgia and the at-fault party's insurance is claiming difficulties in locating their client, it's advisable to take certain steps to protect your interests. Firstly, document all communication with the at-fault party's insurance,... View More

You could exercise one of the options you list - contacting a lawyer. However, from what you describe, it sounds like a property damage-only claim. Those claims could be difficult to find contingency representation by an attorney. Your options include retaining a lawyer, handling it yourself in... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 30, 2025

You are right to be cautious in this situation because insurance-related construction work can raise serious legal and ethical issues. In general, if a contractor **bids lower than the insurance payout and keeps the remaining money without performing equivalent work or returning the difference**,... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 30, 2025

It’s a good sign that your appeal was successful and your long-term disability (LTD) benefits were reinstated. Generally, LTD benefits can continue until you reach the policy’s maximum duration — often until **age 65** or your **retirement age**, depending on the terms of your plan. Since... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 29, 2025

You can receive long-term disability (LTD) and Social Security Disability Insurance (SSDI) at the same time, but most LTD policies offset what they pay by the amount of SSDI you receive. That means you still get both benefits, yet your LTD check typically gets reduced by your SSDI award and any... View More

The filing of the Notice of Appeal creates a supersedeas and will prevent the trial judge from ruling on the Motion for Reconsideration you filed. Since the filing of a Motion for Reconsideration does not toll the period for filing a Notice of Appeal, you may choose to proceed with the Appeal... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 27, 2025

You can pursue civil claims in Georgia against the agent and the agency for fraudulent inducement, negligent misrepresentation, and breach of fiduciary duty, and you can demand rescission with a full premium refund. Because an agent’s application misstatements are often imputed to the carrier... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 27, 2025

Yes, you can seek reinstatement, but Social Security Disability approval does not automatically restart your long‑term disability payments. Your rights turn on the policy language and why the insurer stopped paying—most policies shift from an “own occupation” to an “any occupation”... View More

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answered on Oct 12, 2025

It sounds like you’re managing two overlapping procedures — your motion to amend in the trial court and your appeal in the higher court. When you file a **motion to amend or alter a judgment** (often called a Rule 59 motion), that motion keeps the trial court’s jurisdiction open until it’s... View More

Generally one must file the Notice of Appeal within 30 days of the Order being appealed. It is possible what you filed may contain the elements of a Notice of Appeal. Also if other claims are still pending in the case you may have additional time to file a Notice of Appeal.

Scott M. Stevens

I'm sorry about your ordeal. If an attorney expressed interest in exploring your legal options here, they would want to take a closer look at your entire file, including the denial and the recourses offered (those are sometimes in fine print on the reverse sides of denials or EOBs). Try to... View More

Stephen Arnold Black Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 7, 2025

If you had lawyer representation on a valid and viable personal injury case, but the attorney’s handling it let the statute of limitations expire, then you would have a claim for legal malpractice.