To Remove it from my record-driving my rate up more than it should be-the agent got angry at me because when she refused to file the claim in the beginning I had to speak to her boss who also got angry with me for trying to file the claim-so I guess they got even with me and they refuse to remove... View More 
answered on Feb 15, 2024
A Georgia attorney could advise best, but your question remains open for a week. If the claim was reported, they made it part of the record - you could also try to learn how the claim will be treated. In some cases, carriers could deny on claims involving spouses or other family members. Good luck
The adjuster for the at fault party's insurance claims he can't find his client. He claims that he can't resolve our situation until he can find his client and get information from him. I don't believe that is our problem, especially nearly 2 months in. State Georgia, county... View More
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answered on Dec 29, 2023
If you've been involved in a car accident in Georgia and the at-fault party's insurance is claiming difficulties in locating their client, it's advisable to take certain steps to protect your interests. Firstly, document all communication with the at-fault party's insurance,... View More
The adjuster for the at fault party's insurance claims he can't find his client. He claims that he can't resolve our situation until he can find his client and get information from him. I don't believe that is our problem, especially nearly 2 months in. State Georgia, county... View More
answered on Dec 31, 2023
You could exercise one of the options you list - contacting a lawyer. However, from what you describe, it sounds like a property damage-only claim. Those claims could be difficult to find contingency representation by an attorney. Your options include retaining a lawyer, handling it yourself in... View More
I provided a new form of payment method to cover the payment via their portal. Their portal did not update to reflect the cc on file and yet my payment was not paid due to their portal error. They refuse to correct this issue. Now I am being penalized for their negligent!
answered on Oct 14, 2023
A Georgia attorney could advise best, but your question remains open for a week. An attorney may want to examine the matter in more detail, in terms of the set-up of the portal, your actions, their actions, and other possible factors. You could try to arrange a free initial consult with a local... View More
I haven't cashed any of them. They won't return my calls. What recourse do I have. I have paid my premiums for years on time. Any advice appreciated.
answered on Sep 19, 2023
A Georgia attorney could advise best, but your question remains open for a week. It sounds like you were not presented with a clear-cut denial, but instead are being paid in a manner inconsistent with your assessment of damages. One option is to consult with an attorney to outline your best and... View More
I recently experienced an auto collision and filed a bodily injury claim with the 100% at fault parities Insurance. However, the adjuster's communication has been lacking, and they failed to address important direct questions about the settlement offer. There were delays in receiving... View More
answered on Jul 30, 2023
It could depend on a number of factors, such as the cause for the delays. Delays can arise from sources that are not in and of themselves necessarily bad faith, such as a carrier's difficulty in reaching their insured for a statement. Subrogation files could add delays to a claim, depending on... View More
I recently experienced an auto collision and filed a bodily injury claim with the 100% at fault parities Insurance. However, the adjuster's communication has been lacking, and they failed to address important direct questions about the settlement offer. There were delays in receiving... View More
answered on Jul 26, 2023
The insurance company has a duty to act in good faith when administering a claim. Georgia Code § 33-4-7 establishes that an insurer “has an affirmative duty to adjust that loss fairly and promptly, to make a reasonable effort to investigate and evaluate the claim, and, where liability is... View More
An Insurance company is refusing to reimburse me for a rental car that I used why my vehicle was being repaired after being involved in an accident that was caused by there insured driver. They have only reimbursed me about a third of what the total cost is and refuse to tell me why they wont... View More
answered on Feb 27, 2023
A Georgia attorney could advise best, but your question remains open for a week. An accident or civil litigation attorney should be able to handle something like this. As for the carrier's position on low reimbursement, additional information is needed. If they don't agree with you on the... View More
I have a case where the defendant is clearly being untruthful. The insurance company is well aware of the fact. He is lying about the speed he was going and says he has a witness. The witness he claims to have is my witness, and the witness did not speak to the defendant. I have pointed this... View More
answered on Apr 6, 2024
A Georgia attorney could advise best, but your question remains open for a week. Any individual or entity could be accountable for committing fraud, but insurance carriers also reserve the right to take nothing at face value and to proceed with their own investigation and verification of... View More
I was emailed that my policy was canceled for non-payment. After I sent then the docs showing it was paid in full months in advanced they realized the mistake on there end. Days later I was given other excuses. This caused my business to loose contracts, other funds, registration expired, revoked... View More
answered on Jan 31, 2024
A Georgia attorney could advise best, but your question remains open for two weeks. It can be difficult to find counsel for bad faith claims. They aren't always clear-cut and they could involve conflicting testimony and versions of events. Law firms recognize the amount of attorney time that a... View More
I filed a claim for my kitchen on Aug 23 for water damage. The very next day they sent a company out to dry everything. My kitchen floors, cabinets, and sink were removed that day and they have yet to be replaced. The dust has required my son and I to go back and forth to the doctor due to us... View More
answered on Dec 3, 2023
A Georgia attorney could advise best, but your question remains open for three weeks. Possibly, if they have been unreasonably denying or obstructing the claim. An attorney would need to take a closer look at the file. I'm sorry for your ordeal. Good luck
Hospital had no one listed as power of attorney
answered on Oct 17, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. The policy probably had a named beneficiary. One option is to try to arrange a free initial consult to review the policy with a Georgia attorney who works with life insurance matters. Good luck
I purchased car insurance with Allstate. My rate changed from $464.39 to $928.29. I cancel the policy on Feb 27 2023 leaving 13-15 days on my policy. I was refunded $97 for discounts, but I was not refunded the policy balance amount. They ran my old policy currently with my new policy and did not... View More
answered on Jul 20, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. You could ask them to look into it to issue a refund - in many of these settings, it's an oversight that carriers will correct. If there are additional details, an attorney could offer more insight after seeing... View More
Agent only applied some of down payment to ins. payment when I added another car. I notified Primary insurance company and they have opened an investigation and asked me to send documentation. Agent told me that I could not give debit card info and she needed banking route# and acct # to set up... View More
answered on Jul 10, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. It might be necessary to coordinate between the carrier and bank personnel to eventually reconcile the figures. It's difficult to comment on reason for partial payment without looking at the records in detail... View More
answered on Jul 9, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. You could, but if this was involving a direct electronic payment, it's sometimes possible that there could be misunderstandings with amounts at the start. An attorney could advise more definitively with... View More
Example, business owner catches property on fire while charging a performance golf cart. Several vehicles he allowed to be stored on his property were significantly damaged.
answered on Mar 15, 2023
A Georgia attorney could advise best, but your question remains open for three weeks. Until you're able to consult with a local attorney, most places don't legislate being free of negligence, etc. Statutes tend to be more specific toward certain safety practices. Good luck
Alternatively, are they supposed to tell me that I need it?
answered on Feb 18, 2022
More information is needed to properly respond to this question, however they certainly should let you know whether or not you need to have your own separate insurance as a condition of their utilizing your services. Good luck.
The ins.co has said payments had lapsed but was reinstated and paid up at time of death. But also are claiming that they were given false information about the facts of deceased health. The policy was over 7yrs old and the person who was handling finance issues was not beneficiary.
answered on Jan 14, 2022
A Georgia attorney could advise best, but your question remains open for two weeks. The short answer is yes, they can deny a claim. And there can sometimes be worthwhile grounds on which to challenge a denial. Not to evade a simple answer here, but a Georgia attorney who handles litigation of life... View More
Section d.. I need more clarity about the unnamed party..
It’s almost 60 days no response and liability was already accepted 100%.
answered on Dec 5, 2021
Section (d) discussing the "unnamed party" pertains to the insurance company for the person who caused the damages to your property.
In other words, since the insurance company failed to make a good faith effort to settle with you, your next step is to file a law suit against... View More
I filed a claim online against an insurance company, and provided evidence with my claim. The claim was accepted and now I’m seeking a process server to serve the register agent of this business.
My question is when I have the person served do I have to also provide them with the... View More
answered on Aug 27, 2021
Why don't you have a lawyer representing you? Is this a case of supposed no insurance by the at fault driver?
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