I provided a new form of payment method to cover the payment via their portal. Their portal did not update to reflect the cc on file and yet my payment was not paid due to their portal error. They refuse to correct this issue. Now I am being penalized for their negligent!
answered on Oct 14, 2023
A Georgia attorney could advise best, but your question remains open for a week. An attorney may want to examine the matter in more detail, in terms of the set-up of the portal, your actions, their actions, and other possible factors. You could try to arrange a free initial consult with a local... View More 
I haven't cashed any of them. They won't return my calls. What recourse do I have. I have paid my premiums for years on time. Any advice appreciated.
answered on Sep 19, 2023
A Georgia attorney could advise best, but your question remains open for a week. It sounds like you were not presented with a clear-cut denial, but instead are being paid in a manner inconsistent with your assessment of damages. One option is to consult with an attorney to outline your best and... View More
I recently experienced an auto collision and filed a bodily injury claim with the 100% at fault parities Insurance. However, the adjuster's communication has been lacking, and they failed to address important direct questions about the settlement offer. There were delays in receiving... View More
answered on Jul 26, 2023
The insurance company has a duty to act in good faith when administering a claim. Georgia Code § 33-4-7 establishes that an insurer “has an affirmative duty to adjust that loss fairly and promptly, to make a reasonable effort to investigate and evaluate the claim, and, where liability is... View More
I recently experienced an auto collision and filed a bodily injury claim with the 100% at fault parities Insurance. However, the adjuster's communication has been lacking, and they failed to address important direct questions about the settlement offer. There were delays in receiving... View More
answered on Jul 30, 2023
It could depend on a number of factors, such as the cause for the delays. Delays can arise from sources that are not in and of themselves necessarily bad faith, such as a carrier's difficulty in reaching their insured for a statement. Subrogation files could add delays to a claim, depending on... View More
An Insurance company is refusing to reimburse me for a rental car that I used why my vehicle was being repaired after being involved in an accident that was caused by there insured driver. They have only reimbursed me about a third of what the total cost is and refuse to tell me why they wont... View More
answered on Feb 27, 2023
A Georgia attorney could advise best, but your question remains open for a week. An accident or civil litigation attorney should be able to handle something like this. As for the carrier's position on low reimbursement, additional information is needed. If they don't agree with you on the... View More
Hospital had no one listed as power of attorney
answered on Oct 17, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. The policy probably had a named beneficiary. One option is to try to arrange a free initial consult to review the policy with a Georgia attorney who works with life insurance matters. Good luck
I purchased car insurance with Allstate. My rate changed from $464.39 to $928.29. I cancel the policy on Feb 27 2023 leaving 13-15 days on my policy. I was refunded $97 for discounts, but I was not refunded the policy balance amount. They ran my old policy currently with my new policy and did not... View More
answered on Jul 20, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. You could ask them to look into it to issue a refund - in many of these settings, it's an oversight that carriers will correct. If there are additional details, an attorney could offer more insight after seeing... View More
Agent only applied some of down payment to ins. payment when I added another car. I notified Primary insurance company and they have opened an investigation and asked me to send documentation. Agent told me that I could not give debit card info and she needed banking route# and acct # to set up... View More
answered on Jul 10, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. It might be necessary to coordinate between the carrier and bank personnel to eventually reconcile the figures. It's difficult to comment on reason for partial payment without looking at the records in detail... View More
answered on Jul 9, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. You could, but if this was involving a direct electronic payment, it's sometimes possible that there could be misunderstandings with amounts at the start. An attorney could advise more definitively with... View More
Example, business owner catches property on fire while charging a performance golf cart. Several vehicles he allowed to be stored on his property were significantly damaged.
answered on Mar 15, 2023
A Georgia attorney could advise best, but your question remains open for three weeks. Until you're able to consult with a local attorney, most places don't legislate being free of negligence, etc. Statutes tend to be more specific toward certain safety practices. Good luck
Alternatively, are they supposed to tell me that I need it?
answered on Feb 18, 2022
More information is needed to properly respond to this question, however they certainly should let you know whether or not you need to have your own separate insurance as a condition of their utilizing your services. Good luck.
The ins.co has said payments had lapsed but was reinstated and paid up at time of death. But also are claiming that they were given false information about the facts of deceased health. The policy was over 7yrs old and the person who was handling finance issues was not beneficiary.
answered on Jan 14, 2022
A Georgia attorney could advise best, but your question remains open for two weeks. The short answer is yes, they can deny a claim. And there can sometimes be worthwhile grounds on which to challenge a denial. Not to evade a simple answer here, but a Georgia attorney who handles litigation of life... View More
Section d.. I need more clarity about the unnamed party..
It’s almost 60 days no response and liability was already accepted 100%.
answered on Dec 5, 2021
Section (d) discussing the "unnamed party" pertains to the insurance company for the person who caused the damages to your property.
In other words, since the insurance company failed to make a good faith effort to settle with you, your next step is to file a law suit against... View More
I filed a claim online against an insurance company, and provided evidence with my claim. The claim was accepted and now I’m seeking a process server to serve the register agent of this business.
My question is when I have the person served do I have to also provide them with the... View More
answered on Aug 27, 2021
Why don't you have a lawyer representing you? Is this a case of supposed no insurance by the at fault driver?
Ok. Apparently the question wasn't clear to some people. It isn't a question of is it auto insurance. If is a question of is that contract legally considered insurance against mechanical failures(I have heard the term "policy" used and they have "adjusters")? Also... View More
answered on Aug 19, 2021
CarShield offers protection plans and warranties to their members and is not insurance. Their coverage extends to only to automobile repairs. Although having CarShield may be a good thing, it does not provide coverage for injuries damage caused by accidents. Therefore you should have insurance.... View More
Can a lawyer ask for your insurance coverages without specific reason given? He has a client that was injured on a job site. The lawyer sent this out to over 24 companies. Nobody has heard of this person. There weren’t any injury reports for any trades on that job.
answered on Aug 15, 2021
A Georgia attorney could advise best, but your question remains open for three weeks. From your description, it's possible the lawyer did an intake interview with an injury claimant but was unable to ascertain details as to property owner or applicable insurance. If they're doing this to... View More
I took this to small claims court to prove that I was not at fault and won my case. This accident happened in 2019 and I was diagnosed with cancer a month afterwards.
I had to request several contingencies due to radiation, chemotherapy, physical therapy and recovery time. During this time... View More
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answered on Aug 11, 2021
They're going to try and scare you into accepting a lower amount of money by threatening to appeal.
You need an Attorney who will represent you in the appeal. Otherwise they will appeal the case a demand a jury trial.
I wasn’t driving my vehicle when it was in an accident, however the police report listed the driver of the other vehicle at fault. I put the property damage claim in with her insurance and in two days it was denied without any kind of investigation, I wrote a demand letter it was rejected. My... View More
answered on Jun 11, 2021
You file your bad faith claim in the court where you live or the court where the insurance company maintains an office.
You can file a complaint with the insurance commissioner.
If the sheriffs cant find the liable person you can in most states arrange for service by publication.... View More
How can I collect my small claims settlement properly? This was a from a car accident in 2019 was put on continuance due to my being ill and then the courts were closed due to COVID19.
I won my case in court (finally) and have not heard from the defendant's insurance company or lawyer... View More
answered on May 28, 2021
Congratulations on your success in Magistrate Court. Winning is one thing. Collecting is another. Unfortunately, you have found this to be the situation in your case. Worse, there is no way at all any of us can provide any assistance to you. We always have to adapt our actions to the needs of... View More
He lives in Ky, I live in GA. He says he has to use my income to get our kids Medicaid and put it in my name, but he would pay premium. Is this considered him providing insurance for kids?
Note: he’s failed to abide by the court order in all terms.
Should I just file contempt... View More
answered on May 27, 2021
If he’s not following court orders then you should file for contempt. Consult with an attorney who can help you address these issues legally.
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