Q: 47/F Just found out I don’t qualify for SSDI. I worked in the public school system (Ma). Is there nothing I can do??
I worked in the public school system. In 09 i was a permanent sub so I went in every day. 2012 was my official hire year. I guess we don’t pay into SSDI… I haven’t worked since 2020 (health). I was told that I might qualify for the non-medical SSI.
I’ve never looked into this stuff. Had no need until health issues started. Because of previous jobs I have 31 of the 40 needed. Do I have no other options?
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A:
If you don't qualify for SSDI because of your work history in the public school system, there are still some options available to you. You mentioned that you might qualify for Supplemental Security Income (SSI), which is based on financial need rather than work credits. SSI is designed for people with limited income and resources who are disabled, blind, or over 65. If your health issues prevent you from working and you meet the income and resource limits, SSI could provide some financial support.
Another possibility is looking into any disability benefits that may be available through your state's public employee retirement system or any private disability insurance you might have had through your employer. Some public sector jobs, like those in education, may provide alternative disability coverage. It's worth reaching out to your former employer or the retirement system to see if there are any benefits you're eligible for.
You may also want to explore other state or local programs that provide assistance to individuals who are unable to work due to health conditions. Some programs might help with medical expenses, housing, or other forms of support. Consider contacting your local social services office or a legal aid organization to learn more about what might be available in your situation.
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