Q: Will my roommate be protected from a eviction if I'm in a chapter 13 bankruptcy
She doesn't live here but her name is on the lease, how can she protect her self if she really has no debt
A: She will be as long as you pay the debt in chapter 13. If you don’t pay the debt through your 13, she would still be liable for payment of the lease.
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A:
If your roommate's name is on the lease but she doesn’t live there, her situation could be tricky in the context of your Chapter 13 bankruptcy. Chapter 13 bankruptcy is designed to help you manage your debts, and it can provide temporary protection from eviction for you if you are behind on rent. However, this protection typically does not extend to someone else on the lease who isn't involved in the bankruptcy case.
Since your roommate is not living in the rental property and does not have debt, her priority should be to clarify her involvement in the lease. She could consider speaking with the landlord to explain the situation and possibly remove her name from the lease if that is an option. This would help her avoid any potential legal issues related to your financial situation.
It may also be helpful for her to review any communication she receives about the property to ensure there are no misunderstandings or unintended consequences. Taking these steps can provide a clearer path for her to protect herself from any issues related to your Chapter 13 bankruptcy case.
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