Q: In Kitittas County can I add additional debt in a conversion from a chapter 13 to a chapter 7 after the initial filing.
but before the 341 hearing.
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A:
Yes, you can add additional debt when converting from Chapter 13 to Chapter 7 bankruptcy in Kittitas County, Washington, before the 341 hearing. When you convert your case, you have the opportunity to amend your bankruptcy schedules, including Schedule E/F, where you list unsecured debts. This allows you to include any new or previously omitted debts that existed before your original Chapter 13 filing date.
It is important to act quickly and ensure all debts are accurately listed. Missing or failing to list a debt could lead to complications, such as a creditor being excluded from the discharge or pursuing collection after your bankruptcy is completed. Make sure you review your records carefully to capture all outstanding debts.
After converting to Chapter 7, you will attend a new 341 meeting of creditors. At this meeting, the trustee and creditors will review your updated financial situation, including the newly added debts. Properly updating your schedules helps ensure a smoother process and avoids potential issues with creditors or the bankruptcy court.
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