Q: If someone living in your home takes your car without permission and wrecks it is that person guilty of theft?
The insurance company claims it was not theft because he lived in my home.
A: An Alabama attorney could advise best, but your question remains open for a month. It could probably be argued both ways from a practical standpoint, but your insurance carrier probably has certain standard procedures it goes to in terms of handling claims involving people in the same household. It might make certain presumptions, such as consent being assumed. It's hard to say without knowing more about the policy and the carrier. If this involves denial of a PD claim, one option is to review with an Alabama attorney to discuss your best options. Good luck
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