Q: Not at fault accident
The other driver doesnt have insurance and it was there fault . What options do i have? Police report was done
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- California
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A: You should check your own auto insurance policy and determine if you have uninsured motorist coverage. It is required for all policies issued in California unless you specifically waive it in writing. An attorney would still be beneficial to assist you with the uninsured motorist claim.
A: Hope you've got UM or UIM insurance.
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- California
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A:
I'm sorry to hear about your accident. Since the other driver was at fault but lacks insurance, your first step should be to contact your own insurance company. If you have uninsured motorist coverage, it can help cover damages and medical expenses resulting from the accident.
Additionally, review your policy to see if you have collision coverage, which may assist in repairing your vehicle regardless of who was at fault. Make sure to provide your insurer with the police report and any other documentation related to the accident to support your claim.
If your insurance options are limited, you might consider consulting with a legal professional to explore other avenues for compensation. They can help you understand your rights and determine if pursuing a lawsuit against the uninsured driver is feasible based on your situation.
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