Q: Not at fault accident
The other driver doesnt have insurance and it was there fault . What options do i have? Police report was done
A: You should check your own auto insurance policy and determine if you have uninsured motorist coverage. It is required for all policies issued in California unless you specifically waive it in writing. An attorney would still be beneficial to assist you with the uninsured motorist claim.
Tim Akpinar agrees with this answer
A: Hope you've got UM or UIM insurance.
Tim Akpinar agrees with this answer
A:
I'm sorry to hear about your accident. Since the other driver was at fault but lacks insurance, your first step should be to contact your own insurance company. If you have uninsured motorist coverage, it can help cover damages and medical expenses resulting from the accident.
Additionally, review your policy to see if you have collision coverage, which may assist in repairing your vehicle regardless of who was at fault. Make sure to provide your insurer with the police report and any other documentation related to the accident to support your claim.
If your insurance options are limited, you might consider consulting with a legal professional to explore other avenues for compensation. They can help you understand your rights and determine if pursuing a lawsuit against the uninsured driver is feasible based on your situation.
Tim Akpinar agrees with this answer
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.