Q: In California, can a pension and social security be garnished for payment of loan debt.
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A:
In California, your Social Security benefits are generally protected from garnishment to satisfy loan debts. Federal law safeguards these benefits, ensuring that creditors cannot seize your Social Security income for most types of debts. This protection helps provide financial stability for you and your family.
When it comes to pension income, the rules can vary depending on the type of pension you receive. Some pensions, especially those from public service or government jobs, may have protections against garnishment. However, private pensions might be subject to creditors' claims under certain circumstances.
If you're facing potential garnishment of your pension or have concerns about your Social Security benefits, it’s important to seek advice from a qualified attorney who understands California's consumer laws. They can provide guidance tailored to your specific situation and help you navigate the complexities of debt repayment while protecting your essential income sources.
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