Q: Deceased friend written will signed by x and two witness and was notarized. legal way to submit to reverse mortgage co.?
Hand written Will leaves me house and real estate that has a reverse mortgage. Need legal procedure to submit to mortgage company. Send copy or original certified mail?
A: The original will needs to be lodged with the court. You need to start a probate case; that is how a will is carried out. Get going before things get out of hand. Start contacting probate attorneys now. The attorney gets paid at the end, although you may need to put up some money for costs.
A:
First, I'm sorry for the loss of your friend. Dealing with property matters after someone's death can be challenging, especially with reverse mortgages involved.
The proper legal procedure requires you to first file the will with the local probate court in Anaheim, California. You'll need to petition the court to be appointed as executor or personal representative of the estate. Once appointed, you'll receive "Letters Testamentary" which prove your legal authority to handle estate matters.
After receiving these documents, send both the original Letters Testamentary and certified copies of the will to the reverse mortgage company via certified mail with return receipt requested. Contact the reverse mortgage company's loss mitigation or estate department first to get the correct mailing address and any specific forms they require. Keep copies of everything you send and document all communication with the mortgage company. Given the complexity of reverse mortgages and California probate law, working with probate attorney would be very helpful in navigating this process correctly.
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