Q: In Florida, what steps must be taken for a private Lessor to repo a vehicle from Lessee, they are in contract with?
contract for a vehicle where a family member was the holder of the vehicle's loan, the bank held the title. he was a lessor and lived in SC, where the car was licensed and registered. The Lessee lives in FL and was making loan and insurance payments to the Lessor. The contract specifically dictated that there was an amendment to be made upon renewal of the insurance and the new premium amount was to be edit. Although attempted by the Lessee on several occasions to amend the agreement the Lessor ignored until the Lessee sought legal counsel and sent a revised modification proposal. After receiving the proposal, the Lessor under the guise of need a couple days' time to process because of a vacation, in fact 2 days later claiming the Lessee was in default, had the vehicle towed from the Lessee's private property, with no notice, no further information, etc. Lessee was home and fortunately retrieved personal items out of the vehicle, despite the presence of police, nothing could be done?
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