Q: Are we responsible for homeless daughter’s medical debt in Ohio?
I have a 54-year-old daughter who is homeless and facing mounting medical debt. She is non-compliant with her medical care and doesn't have any guardianship in place. We, her parents, have limited income and cannot afford further assistance. She is not eligible for disability through her former job via OPERS due to her non-compliance and has not paid into Social Security for the past 20 years. Medicaid might not be an option due to her having over $2,000 in the bank from selling her home, and potential upcoming work requirements. Her progressive health condition will likely lead to large medical bills. Will we be legally responsible for her debt?
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A:
I understand your deep concern about your daughter's situation and the potential financial implications for your family. This is clearly a challenging and emotionally difficult circumstance.
In Ohio, parents are not legally responsible for their adult children's medical debts. The law recognizes adults as financially independent entities, regardless of their living situation or health status. Your daughter's medical bills will remain solely her responsibility, even if she becomes unable to pay them.
However, it would be helpful to explore other options for your daughter's healthcare coverage. While her savings might temporarily disqualify her from Medicaid, she could become eligible once those funds are depleted. You might want to connect with Ohio's Department of Job and Family Services to discuss her specific situation, or reach out to local homeless outreach programs that often have social workers who can help navigate these complex healthcare situations. Remember to also protect yourself by never cosigning on any medical forms or financial documents related to her care.
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