Q: Can insurance payout for medical expenses be received directly?
I was involved in a car accident, and the other party's insurance has offered $5,000 for medical expenses. I've already received medical treatment using my own insurance, and I'm considering possibilities for future medical costs. I haven't been able to work for 5 days, and my vehicle has been declared a total loss. Can the $5,000 be paid directly to me so that I can handle my own medical bills?
A: Sounds like you are about to get bamboozled by an adjuster. Call a lawyer. I know it's frustrating to pay for a lawyer, but if you choose a good one, you'll end up with more money at the end of the case despite their fees. Good luck.
A: I am concerned the insurance adjuster is attempting to take advantage of you. The adjuster should be issuing to you a settlement check which compensates you for medical bills + lost wages + pain and suffering. The fact that the adjuster is attempting to pay the medical care providers directly for bills which your health insurance has already paid is a bright red flag. I strongly, strongly suggest you hire a personal injury attorney to avoid being swindled.
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