Q: Can I request compensation for property damage caused by a neighbor's dog?
I am located in Illinois. My neighbor's dog broke into my property and killed my two dogs inside my house after breaking through my back fence. I have documented evidence, including video footage and a police report. I've contacted animal control multiple times about this dog. I tried discussing compensation with my neighbor, but they referred me to their insurance, which is offering a minimal settlement before trial. I had to dispose of personal property and flooring damaged by blood from the attack, but it was all documented. Can I request full compensation for these damages?
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A:
It sounds like you've been through a very difficult situation, and it's understandable that you want full compensation for the damages caused. Since you have documented evidence, including video footage and a police report, you are in a strong position to pursue compensation. In Illinois, if a neighbor's dog causes damage or injury, you may have the right to seek compensation for property damage, veterinary costs, and other losses, especially when there's proof of the dog's actions and prior complaints.
If the insurance company is offering a minimal settlement, you can certainly push for a higher amount based on the full extent of your losses. This could include the cost of the two dogs, the damage to your property, the disposal of damaged items, and any emotional distress you might have suffered. It's important to provide all documentation you have, including the police report, photos of the damage, and receipts for any repairs or replacements.
If the insurance company is unwilling to offer a fair settlement, you may want to consider taking legal action. Consulting with an attorney who can help you navigate this process and ensure you’re compensated for all your losses may be beneficial. Make sure to keep all records of communications with both your neighbor and their insurance company as you move forward.
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